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Fingerprint Registry in Housing Bill!!!

Started by cordblomquist · 10 months ago

Author’s note: See follow-up post “Are Borrowers Next?”
Fingerprints are considered to be among the most personal of information, and fingerprint databases created and proposed in the name of national security have generated much debate. Recently, &# ... Continue reading »

360 comments

  • It is time for AMERICANS to tell the government to stick it up their a__. This government is out of control and needs to be put back into the constitutional restraints should be operating under.
  • Fingerprints aren't personal data? Then why am I the only one that has these fingerprints? Government is stepping way over the line on this issue!

    Is anybody going to stand-up against this?
  • The abuses of the Bush era have gone on long enough!

    Fingerprints for a home loan? Surely, the American people have gone to sleep and let tyranny into our house.

    How will this curb the lax lending standards which got us into this mess? The problem isn't who took the loan, it was whether they ever should have.
  • This is not the Bush Administration. This is an action taken by the congress of We the people! The same congress that produced your Presidential Nominees - Senator McCain, Senator Obama (and Senator Clinton). Time to throw the bums out.
  • Abuses of the Bush era???? LMAO This is a bill proposed by a Democrat controlled Congress. Point your finger in the right direction.
  • >>>>The abuses of the Bush era have gone on long enough!<<<<<

    How is THIS "abuse" tied to Bush? It was an amendment hammered out by committee Chairman Chris Dodd, D-Conn, and Ranking Member Richard Shelby, R-Ala.

    Went I was growing up in school and took civics class I was taught that the executive and legislative branches of government were independent from each other...has that changed?
  • The S.A.F.E. bill would require Real Estate Brokers to submit finger prints if the Broker receives compensation from the lender. If I recall correctly The Financial Institution Recovery, Reform Enforcement Act of 1989 (FIRREA) prohibits Real Estate Brokers from receiving compensation from the lender. Silly Congress. How far are we going to let them go?
  • With all due respect 'enough' the Chairman of the Senate Banking Committee is a Democrat, Chris Dodd. However, this is not a Republican vs. Democrat issue but, rather, a blatant failure by our elected officials to govern effectively (from both sides of the isle).
  • enough! --

    GWB is only the latest in a long line of men and women in DC who've taken great pleasure in pissing on the Constitution. Wake up.
  • Hey Enough!
    These are Democrats passing these bills! They're the ones controlling congress. Wait til Obama gets in there, you ain't seen nothin yet!!!!!
  • A lawyer from the USA was implicated in the London Bombing when his finger print matched that of a terrorist. I don't want my finger print on file. Think about proving yourself innocent of that crime!
  • This is ONLY for persons who are mortgage loan originators and similar. It is a unique identifier. Whether it is a good idea to use fingerprints as this unique identifier is certainly up for debate. However...

    This has nothing to do with "Bush"; it passed the Senate Banking Committee by a vote of 19-2. Anyone who misses that should read it again.

    Similarly, this story has nothing to do with homeland security, any of Chertoff's comments, or the so-called "Server in the Sky" program..

    Looks like Drudge got it wrong, too. Currently running under the very misleading headline of "CONGRESS WANTS YOUR PAWS: Fingerprint Registry in Housing Bill..." (with the implication being that fingerprints are now required to get housing; e.g., see the above comment from someone who is apparently reading-impaired "Fingerprints for a home loan? Surely, the American people have gone to sleep and let tyranny into our house.")
  • Revolution. Be proactive & organize or join (now!).

    We shoudl ALL be sick of our gov's illegal legislations!
    Lobbied by the elites, no doubt, for the elites.

    The military give an oathe to defend the US Constitution. Is there any other reason that Ron Paul got more political support & contributions from the military than ALL other candidates combined?
  • After fingerprints it'll be DNA then well all get chipped,then the NWO will just rule every aspect of our life.
  • Congress just might want to spend a few minutes away from their normal routine of taking bribes and sleeping with hookers to create a test model. They could start off by taking their own fingerprints. Then after doing a self imposed criminal check on themselves, the 3 or 4 congressmen that don't end up in jail can expand the program to include the rest of the corrupt federal system.

    Anyway, the reality is...we don't need people control, we need congress control.
  • This is one more attempt by big government advocates to classify and identify all Americans in national databases. Although tabloid journalism often leads sensationalism and detail error, the basic issue here is the continued assault on privacy.
  • Lawyers must submit paw prints to their state bar have a professional license to practice law. Doctors must submit paw prints to have a professional license to practice medicine. Teachers, at least in Texas, must submit paw prints to certify their teaching certificate. Moonbats must submit their paw prints in order to professionally bash Bush. So, why shouldn't real estate brokers submit their paw prints to a State as a condition of license to sell real estate? Actually, in some States, this is already the practice.

    My only caveat: professional licenses are a State matter, and the US Congress should butt out and not FORCE States to enact legislation on conditional of access to Federal Highway Money.
  • Vote for Ron Paul and you'll get back the same freedoms your grandparents had. Enough is enough -- this is NOT North Korea and we are NOT destined to be a nation of serfs.
  • How can anyone with a lick of sense try to hang this on Bush. Congress is the LEGISLATIVE branch, Democrats control Congress and Democrats control this committee. Therefore this could never have passed without a majority of Democrats supporting it!
  • If you ever served in the armed forces. Everyone is required to give a DNA sample to identify the body parts.
    seems logical to me the FEDS are trying to stop the huge amount of mortgage fraud that went on during the housing boom with another stupid idea. I wouldn't submit, they better fight this one.
  • When I read the headline, I was outraged, but after reading the body of the article I began to see the logic to the action. This forces the borrower and lender to put fingerprints on the document that may one day be challenged in court. No longer will "that is not my signature" be allow as a defense if the person's fingerprint is beside his signature.
    The mortgage problem is set to cost us trillions of dollars because greedy homebuyers, who thought they were getting something for nothing by buying more house than they could afford, met up with greedy lenders who maximized their commissions by putting them in a mortgage that they knew would some day blow up into a giant mess. This establishes accountablity.
  • Too late, American Idol was more important to most of you at the time. What are you going to do about it? Just click on the next news story and pretend it doesn't exist and won't pertain to you. Of course, under the Homegrown Terrorism Act, any misdemeanor (including traffic offenses) can be considered an act of terror. Thus, anyone who commits a minor crime could be considered a suspected terrorist. Doubtful? Google "Florida passes HB 137, speeders face vehicle confiscation, prison time". Didn't see that one on drudge, did ya?
  • Posted by: POed - 05/23/2008

    This is not the Bush Administration

    You are stuoid and can't comprehend what you read. the DEMOCRAPS are doing this. But to you yahoo's Everything is Bush's fault. OH NO KITTY DIED MOM. W DID IT SON. GET A GRIP
  • Hey enough,


    Just another case of someone blaming bush just becuase they can. Dont you know who runs congress and the senate now? Sure isn't the republicans
  • valrico john said: "Went I was growing up in school and took civics class I was taught that the executive and legislative branches of government were independent from each other…has that changed?"

    Yep. They are now formally merged, and have placed themselves above theeople and theonstitution.
  • Most of us have been walking around like mummies. Wake up GIANT the Dems are running loose. Hey Hillary who rejected the drilling bills in the nintys that the Republicans drew up and voted in?????????????/

    Big Business and Big government has played us like a flute for 16 years. were learning the Clinton years was just a Island that wasn't even there.
  • As a gun owner all I can say is... "how does it feel?"
    These people "might" do something illegal so we have to know everything about them. This is the government liberals provide.
  • Will this affect Real Estate Appraisers as well?
  • Yeah I'm 43 never owned a pee shoter I am picking up my CZ75 B for my house today. You better get some heat because Pelosi's gas price will be $5.00 by the 4th of July. Good job with those votes Dems. Your all uninformed appeasers.

    I live in Illinois where government if fighting daily to take away our guns and they currently charge us .91 cents a gallon of gas. Lay off big oil and clean your own house.
  • Yeah I'm 43 never owned a pee shoter I am picking up my CZ75 B for my house today. You better get some heat because Pelosi's gas price will be $5.00 by the 4th of July. Good job with those votes Dems. Your all uninformed appeasers.

    I live in Illinois where government if fighting daily to take away our guns and they currently charge us .91 cents a gallon of gas. Lay off big oil and clean your own house.
  • Bush is the most dangerous enemy the United States has ever had. Just look at the shambles we are in because this man has spent his presidency protecting the assets of the wealthy at the expense of the United States and her people. Now he wants his prey, the people, registered and documented. This man has betrayed his people. May the Democrats win and end this insanity.
  • Has nothing to do with Bush American Man read the story over Dem so you can pick up on the small words and learn something.

    Drill Donkeys!!! The planet has cooled the last 10 years
  • Everyone blaming GWB needs to take a political timeout (last time I checked, Decmorats control Congress). Now, lets actually talk about the merits of this bill. It requires that those that work in the lending industry submit fingerprints. Oh, why so, you may ask? Because the lending industry is *FILLED* with (actual, not just metaphorical) ex-convicts. This is *NOT* a database for mom-and-pop or you. It's a database that is kept like a large number of states that require licensed professionals, including lawyers, to submit fingerprints. Why? Because occassionally, even "psychopath killer/rapist" Bob or "I'm going to steal your identity and money" Joe are intelligent enough to enter these industries. I.Q. and a propensity to commit crimes are not the same.
  • Once all of you get away from thinking there's a two party system in the United States, then your minds will be freed. We need to vote only for Constitutionally minded candidates and get away from "party politics". Voting for the lesser of two evils only results in one thing: still voting for evil!

    Regardless of the Republicrats or Demopublicans, this Congress, Justice System, and White House has continually eroded the rights of the American citizens since the days of FDR. Wake up people. It's the bankers that run the country and not the politicians. The politicians are nothing more than the puppets to the bankers.

    Have the heart of Toto and pull back the curtain to expose the wizard.
  • Hey American Man - you must not be from America because you would know that this is proposed by your Democrat controlled Congress. As far as shambles, isn't it amazing that our economy was going strong until the Democrats took over Congress two years ago. They are more he** bent on trying to bash Bush and destroy any legacy than trying to do what is right for America.

    If the Democrats win the White House (Obama) we are all going to be in trouble. Talk about individual rights, your Golden Child Obama has already tried telling the citizens what we can keep our thermostats on, what we can drive, what we can eat, what we can talk about, etc. He is just this side of a communist and is left of the worse President in history, Jimmy Carter.

    He hangs around known terrorists (William Ayers), racists ministers (Jeremiah Wright) and known criminals (Razko). Yes if the Democrats win, the insanity will not end it will only be beginning.
  • This is to "enough!".. Hey it's a DEMOCRAT controlled congress that is pushing this issue. Get over GWB. He's gone in 7 months. Too bad you'll still have to put up with a Republican in the white house. Obama?? please... do a reality check.
  • You guys are so caught up in this left-right paradigm. "Its the democrats", "NO ITS THE REPUBLICANS". Give me a break. Why not join together and replace all of them instead of in-fighting and pointing fingers? Do something about it, instead of defending your side.

    We are born with 2 hands, and those 2 hands are connected to the same brain. It is the same situation with the 2-party system. And yes, I am a registered republican.

    Don't you see that no matter who has the majority, no matter who is in office, you are still getting the same problem--- erosion of our civil liberties and a further devaluation of the dollar?

    Stand up and complain! Write letters! Run for office yourself! All of the elected officials are our public servants, not our gods. They answer to US-- WE THE PEOPLE.

    This will slowly become a database for mom-and-pop, and you and me. Just wait and see.
  • in florida ALL real estate agents ARE FINGERPRINTED in order to be licensed. wake up author of this story AND congress. already been done.
  • To "American Man".... you are a brainwashed fool. The Dems are Big Brother and you have fallen for their propaganda! It is liberals and dems who are more dangerous than even the islamic problem! Dems think GWB is the enemy while ignoring the real enemy. All this dem hate is a function of the Clinton Impeachment in the house. History will see this era similar to ....Clinton asleep at the wheel, while at the same time gutting intelligence led USA down the path we are on. George W Bush comes along and defends the USA and never waivers. GWB with his tax cuts overcomes the Clinton/Recession he in heriteed not to mention the million jobs lost in the USA on 9-12. George W spreads freedom and democracy around the world! WAKE THE F UP "AMERICAN MAN"! YOU ARE A BIG BROTHER ENABLER..all you need for a big brother situation is for the govt(dems) and the press to be in bed together. This makes for easier brainwashing of the slow witted(a crutial liberal and democrat party demographic).
  • OMG... the people posting about Bush being at fault for this issue are idiots! Can't liberals look at a fact and call it a fact?!

    The democrats are in control of both houses of congress. Congress passes legislation, NOT the administration!

    Stupid people are the ONLY problem this country has, and by posting ignorant statements you are proving to be part of the problem.

    ... and BTW, I thought SS numbers were "unique and individual" identifiers for us all... Oh, that's right, since we let all the Mexican illegals use other peoples numbers - so they are no longer unique OR individual.

    Back to our "problem"... please get an education before you post... Thanks!
  • Judging by the comments, I guess some of you really didn't read the article. The Bush administration got a bunch of flack for wanting to fingerprint terrorists and sharing it with other nations. The Democrats in Congress push through fingerprinting companies and workers that deal with home mortgages. Just wait till we have Comrade Obama in the White House!!
  • This is already required for a number of other professions in the financial industry, including stock brokers.
  • PJ, total agreement. Just this morning I was think that ballots should not have (R) and (D) by the candidates, but (I) -- for incumbent, so we could vote them out.

    About the fingerprints...maybe that belongs in the bill and maybe it doesn't, but since when are fingerprints "considered to be among the most personal of information"? I leave mine all over the place. Should I be wearing gloves?
  • Holly sh_t people wake up and lets get rid of these people in office, AND STOP ELECTING THE SAME! Obama, McCaine and Clinton are just the status quo. WAKE UP people and stop putting the same sh-t in office!
  • Its the start of the new world order with a national ID card - except this is not a card, its your fingerprints. Start it in an industry like banking with federal controls, extend it to other banking related industries, any program with federal funding, anyone working with children (to protect the children), and so on. Eventually they will get us all in their system. Why do they want this level of control? For one reason - money. They want tax dollars, and they want to stop all fraud. They also want to cut crime, and having fingerprints helps there. So it seems innocuous to the law-abiding, but its a very dangerous slippery slope.
  • I think the next logical step is to re-start the House UnAmerican Activities Committee and a Senate Committee along the same lines. It is unfortunate that we don't have Senator Joe McCarthy and Roy Cohn to work in this area, digging up the dirt of the leftest, environmental anarchists who are criminally responsible for all of this global warming and sub prime interest crime. They should all be jailed. We can catch them with the question under oath: "Are you now or have you ever been a crackpot environmental green lying commie?" If they answer no, then we have them for perjury!
  • IF ANY ONE IS INTERESTED, C. DODD WAS IN CHARGE OF THE BANKING COMMITTEE DURING THE CLINTON ADM. AND CHANGED THESE LAWS FOR HIS SUPPORTERS... THUS ENRON WAS ABLE TO HAPPEN. THESE SAME DEMS ARE UP IN ARMS ABOUT PHOTO AND/ OR FINGERPRINTS FOR VOTING. THEY SAY TOO INTRUSIVE, UNFAIR TO MINORITIES. BUT THEY ARE HAPPY TO SECRETLY INSERT FINGERPRINTS INTO A HOUSING BILL. I AM ALL FOR PHOTO ID FOR VOTING TO STOP THE FRAUD. TO USE YOUR CREDIT CARD OR CASH A CHECK YOU SHOW ID AND CAN BE ASKED TO LEAVE A FINGERPRINT. IT IS NOT LIKE YOU WAKE UP IN THE MORNING AND SOMEONE SAYS LETS HAVE AN ELECTION TODAY.
  • This is the boiling pot scenario. If you attempt to place a frog in a boiling pot of water, what will it do? It will inevitably jump out immeditaly. If you place the frog in a pot of cold water and slowly turn it up over time, the frog will notice and will be boiled to death. Homeland Security was created as that pot of cold water. Slowly and cunningly our rights our being taken away one by one. Be vigilent and informed.
  • FOR THOSE WHO ARE NOT FAMILIAR WITH CHRISTOPHER DODD, DURING THE CLINTON ADM, HE WAS HEAD OF BANKING AND CHANGED THOSE RULES AND WE GOT ENRON. THESE SAME DEMS ARE TOTALLY OPPOSED TO PHOTO AND/OR FINGERPRINTS FOR VOTING. LIB DEMS SAY IT IS TOO INTRUSIVE, ANTI MINORITY. DODD IS SNEAKING THIS INTO THE HOUSING BILL. A BILL UNNECESSARY IF THESE SAME PEOPLE HAD NOT FORCED MANY LENDING INDUSTRIES TO ACCEPT ANYONE 'CAUSE WE CAN'T DISCRIMINATE. EVEN IF THEY TOTALLY DO NOT QUALIFY. LOOK AT THE CONGRESSWOMAN FROM CALIF WHO WALKED OFF FROM HER 600000 MORTGAGE, THAT SHE WAS TOTALLY NOT QUALIFIED FOR.
  • Is the US government going to require the Chinese government --who the gov't. has been going into massive debt borrowing hand and fist from-- to submit fingerprints of its loan originators? Tyranny --like false teachers in the Church-- creeps in unawares.

    America, fast and pray for mercy from God. This is but one small issue of your overall spiritual problem.
  • the supreme court just declared picture id's valid to vote. we pay huge insurance and police fees each year because a small portion of our population deems preying on it's neighbors more appealing than work. i personally think a fingerprint should be your signature on all transactions, check writing, credit card validation, traffic ticket and arrest summons, voting, drivers licenses, green cards, visas and passports, insurance policies, welfare, social security, medicare/medicaid, hospital admissions. think how fast we could eliminate fraud crimes and disappearance of children by non-custodial parents if every interface with government were to be verified with fingerprints or retinal scans.
  • This kind of makes me laugh as I invented an approach to this that keeps government hands off such data yet provides 100% security at our airports and ends identity theft.

    Now if you want to get more angry, Washington D.C. at most levels have been aware of this solution since one month after the towers went down and have yet to seriously look at it.
  • When I hear this I always think of George Orwell. Its time to write your elected officials and advise them that you will vote them out of office and not support them because of bills like this. If you don't... I can guarantee it will only get worse. Remember, our elected officials are not too literate and most likely don't even read what they pass.
  • You want my fingerprints?! Not right now, thanks. Would you like some ammunition? I can send it your way...Get OUT OF MY Country! Evidently you don't know what America is! FO POS.
  • Line up to get your number people! Oh..you don't want to give your print, DNA, get a number, step this way to the re-education center.

    If we are going to do anything we better do it quick. It's almost too late!
  • So how will we handle the situation of a handicapped person who has lost both hands and works as a load originator? He has no fingerprints! Yet we must accomodate such persons if they are otherwise able to do the job.
  • Bin Laden and his bunch sound better all the time...
  • This finger printing provision is not just a "Bush" thing, but rather a "Government" thing. The Nature of governments are to ever increase their power and control over the lives of the citizens they lord over.

    This is just a case of a dog acting like a dog. This should not come as a surprise to anyone. Governments are what Governments do..............
  • The Democrats and Republicans have the same goals, they both want to ratchet up big government and eliminate the bill of rights. They play americans against each otehr on little issues, but on the big issues they work together to screw the american people...15% payroll tax...25%-39% income tax...gasoline taxes over 1$ per barrel. Intentionally destroying our education system to make the people dumber and more dependent...more easily conned into believing the WWF-worthy left-right charade. Don't buy into to it folks! the government is the enemey of the people tehy treat us liek slaves. The welthy elitel hide their money in tax free foundations and fancy tax shelters...only the middle 99% pay taxes. The top democrats and republicans get their agenda straight from the CFR(it is "bipartisian") and it is anti-american!
  • Shoot me. I can't take it any more.
  • 'The abuses of the Bush era...' Most people will see through this democrat's hypocrisy. President Bush had nothing to do with this Senate decision.
  • In all fairness, finger-printing is a growing requirement in many states to gain positions in selling insurance (i.e. - Florida, Arizona, etc.) as well as becoming a teacher to your children. While it smacks of "Big Brother", there are people out there who are not looking out for our best interests - be it our financial health or the wellbeing of our kids.

    That said, if there's a better way that wouldn't require a video of the past 20 years of someone's life... lets suggest it. What is a better idea, that is perceived as much less invasive into our privacy - yet protects us from scammers etc?

    Two-edged sword, but if we were a bit more proactive in offering better solutions, ones that we don't like might not get thrust upon us.

    Just a thought.

    Cheers.
  • Jeez, you'd think that having a finger print registry for the mortgage industry was Orwell's 1984. The same requirements have been in place on the securities industry for decades. This is what happens when wide scale abuse happens in a particular industry, as we have all witnessed with the sub prime meltdown, thanks to less than required disclosure to customers.
    BTW, you can't blame Bush on this, since he did veto this bill before it was over ridden by the Dem controlled congress...
  • Spot on, Gabe! This Democrat vs. Republican game is a charade. So whether you're voting for Obama, McCain or Clinton, you're getting the same basic policies. One of which is the erosion of the Constitution and your individual rights and freedoms.
  • Uh... mr ENOUGH... um if you noticed the bill was put in by Chris Dodd.. a democrat.. NOT by the bush admin. Get your blinders off....
    While everyone is seething at Bush the Dems are the ones that are REALLY chipping away at our freedoms!

    Obama Mama wants to tell us what we can eat and how warm or cold we can keep our houses....
  • You hit the nail on the head, Gabe! This Democrat vs. Republican game is a charade. So whether you're voting for Obama, McCain or Clinton, you're getting the same basic policies. One of which is the erosion of the Constitution and your individual rights and freedoms.
  • Get a grip, you ninnies! This is NOT a bill to require concumers to provide fingerprints to get a loan. WAKE UP. This is an attempt to regulate an industry. The same thing has been in place FOR YEARS in the financial services field. Anyone holding NASD (now FINRA) registrations (i.e. stockbroker, registered rep, etc.) has to provide fingerprints. Hell, teachers have to go through criminal backround checks which I believe also include fingerprinting. You are a bunch of over-reacting handwringing fools.
  • PJ and a couple of you others have it nailed spot on! It is NOT a lefty-righty issue. It's our presumptuous elected royalty.

    For professional reasons, my DNA and fingerprints are on file in a lot of places. I have no issue with this because I knew that's what I was getting into when I took my job.

    This sounds like paranoia, but there are many tools for keeping tabs on and tracking people's locations and spending habits. (Credit Card technology is the worst.) I am a very private-minded person. If it were possible, no organization would even know I exist.

    I don't trust anyone with this sort of information and this is one more example of how invasive the government and corporate america as a whole is becoming through freedom management.

    An I also lean a little towards the right, but we need to really start shuffling the deck with every election. These politicians are way to comfortable in their jobs. Vote 'em all out.
  • I used to think FREEDOM had a chance to be revived in this country. But there is no way that it ever will be. And after Obama or McCain, Russia will be more free than the US.
  • You have to submit finger prints to obtain various licenses.
    To work as a police officer, stripper, taxi driver, or school teacher you must submit a 10 print card.
    So what is the big deal in asking anyone in the finance, loan or real estate professions to do it?
    Finger prints are not personal info.
    If the Goverment wanted they could take your photo and do a biometric analysis and get another type of unique identifier. The photo could be taken any where,even as you were walking down the street.
    This is just another reason we need a national identification card.
  • Oh, and if you didn't notice - it seems that only real American men seem to be bothered by stuff like this. American women love it. The more control the government has over us, the stronger they feel (women that is)! And the weaker we are as a nation.
  • Cris Dodd is a Democrat hack. Recently mentioned as a possible VP. Doesn't anyone remember his involvement in the Enron situation. I believe it involved passing laws for his contituancy of lawyers and accountants to limit there liability
  • I'm a long-time activist gun owner; but not a privacy freak.

    The fact is, personal data that is collected, computerized and centralized, is a vital adjunct to the modern economy and every other aspect of 21st century life.

    And without a centralized record system identifying everyone in this country, the physical security of this country from terrorism could never be either assured at any reasonable level, or even attempted.

    If it is privacy you are all so concerned about, be assured that when you croak and are planted in your box in some cemetery in an urn on somebody's bookshelf, you will have all the privacy you crave, and more so, forever. Until they build a housing development on your graveyard or toss out the urn. All of which they will do one day.

    Until then, bitch your hearts out or try your luck in Canada or New Zealand.

    Life is tough, and will get tougher as the resources deplete everywhere amd as all the rules tighten up. So get real.

    Arnold Harris
    Mount Horeb WI
  • I don’t think this is about getting my prints. Follow the money! What corporation contributed to the senator’s campaign and has a product that captures and stores prints? Sagem Morpho?
  • Lets face it, we are all sheep. Big Brother is here and times will never be as once they were. Too many people just don't care that their basic liberties and rights are being taken away from them. Our government, much in the same way as China's government, tells its flock that they are restricting our freedoms so as to make us safe. Most readily accept this logic.
    As for those of you who try to blame the republicans or democrats, you need to wake up. Both parties are doing this to the American people. The bill that this article mentions is a democratic House bill and Homeland Security is pure republican led. This mind set of total control does not follow a particular party.....it is an egotistical philosophy that comes with power. And that power runs all branches of government regardless of political affiliation.
    Those of you who wish to continue pointing your fingers at each other while the barbarians storm the gate, then go ahead and continue to do so. You have already lost, you just don't know it.
  • Give me liberty, or give me death!
  • I agree that this government is out of control and too cavalier about disposing of personal rights in the name of security. However, the issue of fingerprints when dealing with large asset tranactions is not new. Financial service representers (brokers, financial planners etc) have been required to submit fingerprint records for many decades. It's about time the same was asked of the Real Estate industry. Many of the activities allowed in real estate were outlawed in the Financial Services industry in 1934. This includes Front Running, non-disclosure of conflicts of interest, hording new issues for short term flips etc. If the Real Estate industry were under the same regulations as adminsitered by the SEC, the recent fraud would not have happened. But, the price bubble would have.
  • It will be swept in so that even the elite shall be fooled, people say when will someone stand up? Our forfathers wouldn't have asked that question, they would have already stood up.This is the difference in Americans today, willing to stand by and let someone else make the sacrifice. People want to cry and complain and then vote the party, insanity is doing the same thing over and over, and expecting different results each time. Register and vote Independent, or at least write in Ron Paul or even Mickey Mouse, just vote for someone other than the status quo.
  • Which rules do we really live by..
    The Constitution of the USA or the 10 Planks of the Communist Manifesto?
  • I don't particularly like the idea of the gov't having my prints but they do require them for certain jobs...including financial brokers.
  • "It's the Democrats! No, it's the Republicans!"

    As several other wise individuals have pointed out: IT'S THE DEMOCRATS AND THE REPUBLICANS! They're two sides to the same piece of you-know-what.

    I consider myself a Republican. I have been my entire life. These morons in Congress, and the chief moron in the White House, don't qualify to be called "Republican." Just give it up already. Stop defending people who only call themselves "Republican" so they can win re-election.

    And you Democrats: How on earth can you think the government wanting a fingerprint registry for certain business professions is a "good thing?" This makes the assumption that everyone in that profession is by default a potential criminal. As such, it doesn't require much of a mental leap to see where laws like this lead. Aren't you supposed to care about civil liberties?

    More to the point... aren't BOTH parties supposed to care about civil liberties? You know, THE STUFF IN THE CONSTITUTION?!?

    What's becoming increasingly clear is that both parties care about exactly one thing: power. They want to use whatever power they can amass to impose their beliefs on the rest of us. They don't care how big and intrusive the government gets, so long as they're the ones pulling the strings.

    And it's the same ON BOTH SIDES, people. Stop deluding yourselves into thinking one side is "less bad" than the other. I say throw 'em all out, and vote in people who care about LIBERTY. Right now, neither party fits the bill.
  • We the citizens do not have enough organization to make any changes in the political crap going on around us. we are at the mercy of a bunch of greedy corporate corupt jerks. I see alot of blogs that talk about how this sucks and thats wrong but where is the action. I suggest you stop your cry baby blogs back and forth to each other and send letters to whoever needs them. I see alot of good ideas in these little response columns but that is where these good ideas go to rest. Maybe we should all learn from the goody two shoes and busy bodies. Get out there. Do something (legal) about this mess we are allowing to happen around us. Or have a coke and a smile and shut the ____ up.
  • Drag elected officials into the streets, fingerprint them - follow with tar and feathers!
  • To get a Texas Driver's license you must provide a thumb print (via an electronic print reader). That's been around for some time. If you think national health care isn't going to require all of your personal data you live in a dream land.

    The government has taken control of the people it was suppose to represent long ago.
  • “an indvidual may not engage in the business of a loan originator without first … obtaining a unique identifier.”

    You don't want to be fingerprinted don't be a loan originator.

    This is perfectly reasonable and only lib moonbats are howling about it.
  • It's because of this mess is why I'm voting Constitution Party this year. I'm sick and tired of BOTH parties using the Constitution as toilet paper.
  • I'm a realtor - I got fingerprinted prior to licensing. Only a criminal would object.....
  • Mine are already in government hands. They were recorde when I enlisted in 1973. However at the time it was for DOD purposes only. I also got a public intoxication many years ago, so NCIC has them. But if the congress wants to use them for something else, pound sand. The average Joe family guy and his wife and children do not need to be in a federal data base. Period. Like the man said wait till obammy gets in.
  • When will America wake up and realize the compromise of our individual freedoms and identities is being disguised in the name of terror, that is the goal of this government to track everyone. Now even economic situations, are prompting them to expand their "grip", they will stop at nothing to gain control over their citizens.
  • "I’m a realtor - I got fingerprinted prior to licensing. Only a criminal would object.."

    This is the kind of thinking that allows fascism to come to power. You sir are a sheep.
  • Numerous responses have blamed the Bush administration. Read the article again...Chris Dodd LIBERAL DEMOCRAT!!!! is one of the authors of this bill. This is not a BUSH bill, it's a DEMOCRAT bill, Democrats run the Congress right now, we the people put them there. We the people need to vote them out!
  • Where is Ronald Reagan buried? It seems to me that if we dug him up and propped him up at a desk he would be a better leader than anyone in Congress or running for president.
  • Looks like the majority party in Congress, Democrats, are going to take away all of our liberties. The Democrats are taking a que from Hugo Chavez.
  • American Man, you also need to get your head out of your ass. Bush has nothing to do with this bill. Tell me something. How is it that when Democrats control the government is just a wonderful utopia, or so you think, and when we have a Republican President, who can only do what Congress allows him to do, and a DEMOCRAT Congress, the world somehow sucks? Let me remind your little pee brain that the DEMOCRAT controlled House passed this bill. And you want even more Democrats controlling things??? You're stuck on stupid!
  • By the time folks realize what has been going on in this government..For most it will be too late. Why do law abiding citizens constantly have to give up our rights and privacy to be regulated by Big Brother while illegals and criminals just keep on doing what their doing & nothing happens to them. The decent folk of the U.S. are being squeezed daily by government regulation and encroachment. It never seems to go the other way. It's easier to keep tabs on the honest than track down the dishonest..Lazy government and lazy enforcement of existing laws.
  • Hey Congress,

    Kiss my white ass!
  • Can we get our 666 tatoos at the same time we get fingerprinted ????
  • Unfortunately, too many people buy into the concept of a need for the govt to regulate the persons providing the services. If there is a consensus for this, then let each state devise their own scheme for this. This is how the U.S. Constitution would have it done. This is out of the purview of the Federal Govt.

    That being said, there is no reason to believe that finger printing mortgage company employees will prevent a financial crime, or the duping of the lazy, the careless or the greedy who do not look before they leap.

    Most people who have now found themselves in trouble with their mortgage, made several serious mistakes.
    1. purchased too much house for their income.
    2. did not perform "due dilligence".
    3. did not attempt to "self educate" prior to entering into contract.

    A free society must remember that freedom to do what you want also includes the freedom to do stupid or uneducated things and freedom to suffer the consequences of your actions. For good or ill.
  • To Stan McCullars....

    Did you ever work over at First Family Bank in Eustis???
  • Kevin B, as a woman I am really offended by what you said. I don't like this bill anymore than you do. And for you to suggest such a thing proves you to be a mysogenist. Men like you are why I now practice "reverse mysogeny."
  • Are you all trading freedom for a little bit of security (so-called)? Then you deserve and probably won't get EITHER!
  • I am in Real Estate in Texas. Our new requirement in Texas this year is that you have to submit your fingerprints to renew your license. Oh, and by the way, you have to pay the state tolet them take your fingerprints!! Another industry that is now required to submit fingerprints id the medical profession. All nurses, doctors, pharmacists...anyone even related to the medical industry has to submit thier fingerprints to the State. Welcome to 1984. Big Brother is watching
  • Well, most of you have forgotten to take your meds this morning. First, Bush has had nothing to do with this. This bill is a bailout of people who made bad choices, home buyers, mortgage brokers and builders. It is common in many states laws that these categories of professionals deliver fingerprints for screening purposes when applying for licenses. This has been standard practice in Florida in the Real Estate industry for over 25 years.

    It is also reasonable in my opinion that criminals should be barred from accessing the taxpayer money that will be used to bailout those who should not be bailed out. They are not required to give their fingerprints, they just cannot participate in that profession if they do not. Civil liberties cannot be used to screen nefarious characters from accessing critical professions, government services or government funding.

    We require fingerprints of applicants to the law enforcement positions, critical National Security occupations etc. Their is no requirement to furnish these, you have the option of selecting another profession or not seeking to participating in that particular benefit that the Government is funding if you believe that this is something that you should not have to do.

    All you Bush haters should really up your dose of meds. He did not have anything to do with this provision, it was all the doing of the Democrat leadership in the House and Senate.
  • Lemmings, over the cliff, MARCH!

    The blind, lead by the deaf, dumb and stupid, are headed for the dust bin of history if we don't wake up.

    The more a large percentage of our people want something for doing nothing, the closer we are all getting to the cliff.

    I've watched this real estate loan mess develop for over 5 or 6 years. There is no sanity or common sense at any level. Not the government, not the developers, not the lenders and builders, and not we the people.

    As much as I hate to admit it, our civilization is headed the way of the Roman empire. Greed, complacency, lack of integrity ........ you name it.......... go look at the history books. We are in the process of repeating that which those who are literate and somewhat educated deplore ...

    DARWIN WAS RIGHT, AND OUR EVOLUTIONARY PATH IS HEADED DOWN A BLIND ALLEY.

    IF YOU DON'T BECOME PART OF THE SOLUTION, YOU ARE THE MAIN PART OF THE PROBLEM.
  • This is a great idea. Easy to find someone who has committed a crime. I believe everyone should be printed as you live and enjoy the protection of this country you should be known to it.
  • In addition, there's no right to privacy in our country. So get over it. It'll protect you and America.
  • Great idea. What is the problem with most of you who have comment? What have you got to hide. Any law abiding person should have no objection to this. Mine are on file VOLUNTARILY!!!!
  • Whoa, Kevin! Let's back up a little. I don't know what company you keep, but the women in my circle are anti-anything leading towards bigger govenment. I also shoot and hold doors for guys.
    Back to the issue. I've had military security clearances, criminal background checks, and several sets of fingerprints taken. That being said, I am opposed to its becoming a general requirement in our society!
  • I would be happy to give them a big old piece of my shiite, to do with what they want.
  • When will people realize that the Government has long since sold the Amercian people up the river?

    It's not an R vs. D debate, both sides are corrupt. When are we going to police the government?!?!
  • Don't we already have a shared system of law enforcement similar to this? It's called INTERPOL!
  • RGB

    What you and many others ( including Dems & Reps) forget, is that the Federal Govt is not empowered by the Constitution to require prints from general citizens. the Constitution explicitly states that the Fed Govt was empowered with the the authority or rights that are "EXPRESSLY" enumerated in the Constitution itself. Anything not expressly numerated to the Fed Govt was reserved to the States govt.'s and / or the people.
  • I am absolutely blown away by this. What could their real agenda be? Surely they are not ignorant enough to believe this measure will or could have prevented the situation we have today.

    Our elected officials have no respect for us or our constitution. They certainly don't hold themselves accountable to anyone or thing. To think, we pay them for this.

    I'm really fed up, but it is too late. We have been asleep too long. Our children will suffer.
  • A reply to Posted by: enough. Bush era?
    This is your US Congress that is passing these bills. Lets not forget which party is in charge here. Which party has the chairmanship on these committees, and which party seems to want to give every thing to the lower income bracket with out having to work for it. STOP BLAMING BUSH
  • They never take all of your rights at once. They do it slowly, over time, with things like the Patriot Act, and ever-tightening gun laws, tight surveillance of cell phone calls and email and URL visits, and now the taking of fingerprints in order to conduct certain types of business. As these fascists move in on the rights of a largely unresponsive American populace, it won't be long until there is a law requiring Americans to visit a clinic and have a Radio Frequency ID chip (RFID) inserted under their skin! We will be tracked down to our every move and every purchase. Believe it. It won't stop until the outcry comes from every corner of this nation. And I fear by then it will too late for us. So stop thinking in partisan terms, lib or con, right or left. This is just a show they put on for our political entertainment as they secretly and now openly manipulate things. We must think of ourselves as free citizens of a constitutional Republic first! Wake up! They use our Bill of Rights for target practice. Write your representatives and tell them what you think about this steady erosion of our rights. And also know that there are THOUSANDS and TENS OF THOUSANDS of every day Americans who feel the same way you do about this situation. You are not alone in your beliefs about freedom. I for one believe in this motto "Live free or die". We have a beautiful country here, one members of my family and probably some in yours went to war to preserve. Let's honor their service by standing shoulder to shoulder against the taking of our rights. Peace to you and may God bless and protect the U.S.A.!!!
  • Do what I did - chop off your fingers. Problem solved.
  • Posted by: Dan - 05/23/2008

    Posted by: POed - 05/23/2008

    This is not the Bush Administration

    You are stuoid and can’t comprehend what you read. the DEMOCRAPS are doing this. But to you yahoo’s Everything is Bush’s fault. OH NO KITTY DIED MOM. W DID IT SON. GET A GRIP

    Dan, turn your finger around and point at stuoid or, after spell check, stupid. The original post stated that this legislation was produced by congress, the same congress that produced the current crop of US Presidential Candidates, not the Bush administration.
  • Fingerprinting is already required to do loans in New York, NO BIG DEAL !!

    In fact, to clean up the mortgage business now and for the future, ALL originators should be licenced. This will clean out the bad apples and make it more difficult for those individuals to move to another company to continue their ways.
  • We The Sheeple elected these idiots so what are we complaining about.
  • Hey "enough!" this has nothing to do with the Bush admin, it has everything to do with a Democratically controlled congress. Get your facts right before you start flapping your lips & stay awake in school son... Kick the bums out and quit putting these ass hats back into office year after freaking year...
  • www.seasteading.org. Stories like this make me want to move far, far, away.
  • Hey, where were all you indignant people when they started requiring prints for Concealed Weapons Permits, and Adoption? The Government has several sets of mine, even though I've never committed a crime (beyond a speeding ticket).

    Nice of ya'll to start paying attention all the sudden.
  • let bush's daughters and cheney's kids go to irag!!!!!!!!! efffff bush and his policies. let his mother get finger printed!!!!!!!!!!!!!!!!!! enough already!!!!!!!!!!!!!!!!!!!!!!!!1
  • "As have cavalier comments by Homeland Security Secretary Michael Chertoff that fingerprints aren’t “personal data.”

    Really? Then I suppose applicants can submit any fingerprints they so choose at random rather than their own "personal" fingerprints.

    The arrogance of the people who are entrusted to protect our interests is plain appalling. Reform is what smart elites engage in to maintain their hegemony. The crop of elites now in power are so solipsistic and corrupt that they don't feel they have to pay us any mind at all. Vive revolution!
  • Want to stop the insanity? Do this:

    http://www.nolanchart.com/article3694.html
  • "A lawyer from the USA was implicated in the London Bombing when his finger print matched that of a terrorist. I don’t want my finger print on file. Think about proving yourself innocent of that crime!"

    You are absolutely correct! I would never want to be accused of being a lawyer.
  • I have been saying for years, this is the mark of the beast, registering your fingerprint or your eye scan. The bible says that in the final days, you will not be able to buy or sell without the mark of the beast. Whoever has that mark, will not get into heaven.
  • Outrageous, I thought there was an American Revolution about this sort of idealogy!
  • People are temporary, nations last an eternity if we protect it from terrorists and people who hate the state. There's nothing in the constitution that prevents this from being a law. You give the right to politicians to enact laws in your name because you elected them. They represent you and your rights. If you'd like something else, vote for a politician that follows your thinking or run yourself.
  • The very first response was BUSH DID IT! I guess I gave too much credit to Liberals, as I thought they could read. This was done by the House, which is controlled by DEMOCRATS. BUSH HAD NOTHING TO DO WITH IT.

    We have not been attacked since 9-11-01, and that is Bush's and our military's, and the Home Land Security's doing. However, you Democrats will never recognize something as trivial as keeping this nation from being once again attacked... as an accomplishment of the Bush administration.

    You need to read something other than the script of the DNC!
  • SirBillington,

    The American revolution was one against taxation without representation. We vote for the people who make the laws. So you have a choice. If you don't like it move. Good luck in trying to find a country that does not want to protect itself.
  • While I disagree with this measure, I find it humorous that some people insist on pinning the blame on Bush. Kind of how we tend to blame everything bad on Bush and global warming... The democrats have control of the committee that passed this bill, so take up the issue with them.
  • This is great entertainment, even hilarious (once you get past some of the failed 6th grade English) at times. People - WAKE THE F@#K UP!!!. This not about Democratic or Republican; they are both out to do who ever they can, for what ever they can as many time as they can without getting caught. This is about POWER , it always has been and always will be; as well as about those who have it and what they will do to keep it. As to whom I mean as THEY, they are those that seek public service "for the good of the people of this country". BULLDIRT They are out for the good of themselves. The FEW people, and I have fortunate to meet some, that are truly out to good for people last about as long as chum in a feeding frenzy of sharks. It also is about we the people who have put them where they are; because, so long as there beer in the fridge, McWhatever down the street, the garbage is picked up and what ever is the current mind numbing pablum on the TV, WE DON'T CARE. And I can truthfully say that I am part of also, as I have withdrawn from society as much as possible and that is wrong but, that is my choice.
    I best conclude my little diatribe as I could REALLY carry on, I wish to leave all with a thought to ponder; a man once wrote this and I see it as true today as when he wrote it.
    "Any people that give away their civil liberties in the name of security, deserve neither their security nor civil liberties." Benjamin Franklin 1759
  • Funny how all this seems to be going down... I am a seaman and they passed a law some time back requiring all of us (formerly it was only documented or licensed seaman) to obtain a TWIC card, containing none other than our fingerprints and a serious background check... Another thing comes to mind... I was recently arrested on a mixup charge (my firszt time being fingerprinted in an official capacity). They happened to mention that they already had my prints on file... circa 1972. At first, I couldn't figure out how they got them that far back... Then, I remembered going to a Boy Scout Jamboree as a Cub Scout, where one guy was taking fingerprints for his fingerprinting merit badge... they were turned into the FBI for credit towards the merit badge! Now, I think the Boy Scouts are one of the finest organizations in the world, but I really don't remember if any consent form was signed by myself or my parents... Things that make you go... hmmmmmmmmmmmmm....
  • Those that don't have security will not have a life. What good is liberty without life? Come on people your latte is not being taken away. If you're not a criminal you have nothing to fear.
  • "The Bush era" does not equal "the Bush administration"

    The irrational fear of terrorism that has paralyzed this country for the last seven years and allowed government to chip away our rights took place under Bush's watch. Does anyone want to argue that he did not allow our government to mushroom during his tenure?

    While this is obviously a piece of legislature, the largest abuses of our era were done by the Justice Dept and the FBI/CIA/NSA... all under Bush's direct control.
  • Let me see, who is in control of Congress, and where are the lefties that say it's the republicans?
  • Rebuttal to Ray

    The American Revolution was about alot of things, not just taxation issues. For a good primer on the causes of the American Revolution try reading the Declaration of Independance. You'd be surprised at how little attention is paid towards taxation.
  • This should have been done post 9/11. Once you apply for a drivers permit, you get printed. If you don't get the print you can't get credit or open a bank account.

    I'm asking my representative to push to have this expanded to every citizen.
  • Don't see much of a problem. When I got my insurance license 20 years ago, had to get figerprinted & background check. Personally don't want criminals in the Real estate or mortgate business.
  • Innocent people have the most to fear from this travesty... With our legal system being what it is, more and more laws making more and more things illegal, I seriously doubt that there are too many truly innocent adults left in America. I think most of us can identify a time in our past that we did something illegal (some more so than others) and didn't get caught. Next time, you just might be...
  • George Dubya killed my cat!!
  • Yes more 'blame Bush' rhetoric, even though this is set forth by Democrats and a Dem Congress, more of your "Bush deraingement madness", he gets blamed every time it rains or it doesn't.
  • SirBillington,

    The declaration of independence was a list of grievances against a government that did not govern with the consent of the people. Our government governs with the consent of the people.
  • I've had fingerprints done for a security check. There's nothing wrong with it. Anyways this is limited to a profession. If you work in the profession, you consent to laws, regulations, and ethics that govern that profession. It is a just thing to make sure no one is a criminal.
  • All those that blame Bush for allowing oil companies to gouge the people with high gas prices, and that the democrats will put a stop to this, guess what? The democrats now control both houses, see what happened to prices? Who really is owned by big oil?

    For those that say they submitted their fingerprints to "the government", most of them actually are in their state's fingerprint database. Now the U.S. government wants another database. There are so many unsecure databases out there. If some govt agency needs to run a background check on you and searches the wrong "criminal" database (most of the databases are for criminals), you now come up as a positive!
  • STOP BLAMING BUSH.
    This was done by the House, which is controlled by DEMOCRATS. BUSH HAD NOTHING TO DO WITH IT.
    YOU DEMOCRATS NEED TO UP YOUR MEDS
  • Mortgage Brokers and Title Company Owners must be fringerprinted in Florida.

    It has been this way for years.
  • You know today it is the "originators" tomorrow it will be the applicants then everybody. Trust me they will keep picking until they get EVERYTHING they want. I can't believe the Dems are this stupid. Remember this is a Democratic congress not Republican!!!!
  • Our illegal alien hugging government seems to care less who enters this country illegally. They're too busy spying and tracking legal citizens. Makes you wonder why.
  • This is to Enough - read this article again... This Bill originated with the U.S. Senate, in Congress which holds a Democrat majority. It has NOTHING to do with Pres. Bush.
  • First of All, the fingerprints SHOULD be imprinted on a persons SOCIAL-SECURITY card, bot digitally and physically, Maintained at the DHS. this is the only way to Track down Fugitives, Illegals, etc.. Why is everyone so scared? Have you something illegal to hide?? Think about it, swipe credit card and sign with a fingerprint or retnal scan.. I wouldnt even object to DNA also being encoded onto the SS card for future criminal investigations.

    Of course It should be voluntary. It would also be used for the speedy and short lines, airlines and of course secure facilities. Also, dont be nieve as to think for $50 we cant get most of your information off public records anyway..

    Get real
  • "I believe there are more instances of the abridgement of the freedom of the people by gradual and silent encroachments of those in power than by violent and sudden usurpations." - US President James Madison


    He was prescient.
  • Dave F,

    Madison is not the president today. This is today. Today requires laws that protect people from criminals. The biggest criminal is the one you do not know. What's freedom if you have no security and your property and life are taken away by a criminal?
  • This is absolutely the result of a Democrat controlled congress! They think the "Mark of the Beast" stuff is all just a bunch of crap! The people that are pushing for this stuff are simply challenging a belief that is over 2000 years in the making! What a complete and total disgrace! Safety!? HA! This is just another lame excuse they use to manipulate their ability to assert control! I agree....we should kick the bums out! The democratic party SUCKS! They're a bunch of lying, thiev'n S.O.B.s!!!
  • Last time I checked, George W. Bush was not a member of the House of Representatives. Also, I do believe that the Democrats run both the Senate and THE HOUSE. But, ignorance leads the common folk to blame George Bush ("enough!" -- you're an idiot). Just like he's to blame for the rising gas prices and the death of Barlieb's cat.
  • Dave and Jacob,

    I've only noted one post that has blamed Bush. Why do you keep on posting the same thing.

    Hell, I would take credit for this and I hoe Bush passes it. In addition, it should be expanded to include all citizens.
  • However, Bush is the devil.
  • Government officials supposedly hold the most sacred trust in the nation.

    We need a law that they must ALL be fingerprinted!
  • The Bible foretells of the Anti-Christ in Revelation 13:16-18 And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads: And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name. Here is wisdom. Let him that hath understanding count the number of the beast: for it is the number of a man; and his number is Six hundred threescore and six.

    Looks like someone will eventually need a mark, name or number of this "beast" to buy & sell. Well well well! Could it be true? This is most likely the precursor to the end-time worldwide ID system prophesied in the Bible. -not a good thing to have if you're on the unbelieving side of things. The believers? -secure.
  • We will not keep track of those illegally entering but will keep a log of those following the rules. You might be surprised to know that you do not even "own" your social security number. If someone uses it illegally you cannot question who or why because you will be infringing on "thier rights". By criminals for criminals.
  • The state I live in has required finger
    printing/backgound investigation etc.
    since 2002 as part of the requirement
    for licensing as a loan officer employed
    by a licensed mortgage broker. This state
    does not, however, require any of the above
    for loan officers employed by any banks, (and/or
    their retail installations), savings and loans,
    thrifts, consumer finance cos. or credit unions etc.
    This proposed ruling just came out of "committee"
    and has yet to pass so what should be even more
    entertaining to all of you is how fast and with
    how big of a boat-load of lobby dollars will big
    bank put the skids on this.
    Try to imagine the cost to establish, secure
    and maintain such a database for "every" mortgage
    loan officer. Can you imagine big bank asking their employees to pay for this OR will this be just one
    more expense passed onto their consumers?
    It will be interesting to see how this plays out.
    As consumers, some of you might not care who does
    and who doesn't have to participate. You should
    care. Settled suits by Ameriquest and Household
    Finance were a result of wrongdoings by "retail"
    loan officers and for more interesting reading,
    check out the article today to find out why
    HUD is fining National City Bank.
  • It is hilarious that people blame this on the Bush administration when it is coming out of a subcommittee controlled by Chris Dodd. Why is our senior senator from Connecticut sponsoring this foolishness is a better question.

    So now we have a new federal agency with no doubt all kinds of fees that will be required to support it and our cost of financing will now increase as a result.

    Thanks Senator Dodd
  • What a lot of the huff and puff misses is that this is an issue of federalism, not privacy.

    Already there are zillions of occupations and professions in which in order to engage, one must provide fingerprints. The policy and purpose are to have some way to weed out criminals from entering licensed professions where preying on clients and customers is particularly easy and/or dangerous -- such as financial advisers, brokers, insurance, CPAs, lawyers, on and on.

    The point is most of these are generally regulated by states, not by the federal government. That is why this is an issue that should be addressed in terms of national security, federal regulation (like securities and banking), or some other demonstrated federal need. That need is lacking.
  • Paris,

    Yes.
  • anyone else sick and tired of the government sticking their noses in our personal business? STICK IT UP YOUR ASS!!!!! NOTHING BUT CROOKS AND SWINDLERS HAVE TAKEN CONTROL OF THIS COUNTRY!!! " CONGRESS" SHOULD BE FINGERPRINTED!!! WASHINGTON, CAN ALL GO TO HELL!!!
  • So Congress (ie. Democrat smuck Chris Dodd, aka "I drool for Hillary") wants to:

    Fingerprint the loan officers (the bloody crooks). And,
    Give all illegal wetbacks free citizenship.

    The fun has only started. Wait till you see what Obama has planned for you!!!
  • ITS TIME TO FLUSH DC!!! Toss every stinkin one of them!!! They will never under any conditions get my finger prints unless I am arrested. hey all must go NOW!

    And to you Bush-obsessed people...This is NOT Bush. Its your democrat reps!!! AMAZING...truely amazing!
  • Finger Prints? We're talking about mortgagers and bankers.

    Let's get their Anus Prints. Something that is really unique about these Butt Heads.
  • this cr*p is coming from a Democrat-controlled Congress with a Republican President -- just think of the mischief which will result when that same liberal Democrat-cotnrolled Congress has an inexperienced and naive President Obama to roll over. Pelosi, Reid, Dodd, Schumer, Kennedy [if he lives], Boxer, Waxman, Rangel, MaxineWaters ... these ultra liberal legislators are licking their chops ... even more true today: "Find out just what any people will quietly submit to and you have found out the exact measure of the injustice and wrong which will be imposed upon them ...." -- Frederick Douglass, August 3, 1857
  • #

    Posted by: HD4lyf - 05/23/2008

    ITS TIME TO FLUSH DC!!! Toss every stinkin one of them!!! They will never under any conditions get my finger prints unless I am arrested. hey all must go NOW!

    And to you Bush-obsessed people…This is NOT Bush. Its your democrat reps!!! AMAZING…truely amazing!




    ------------

    Not going to happen because there's no real problem. There doing what they should do. And they'll win the next election. So get over it. This is what needs to be done to protect people from criminals and insane libertarians.
  • And don't point out my poor spelling. Bush is the devil.
  • #

    Posted by: M Lee - 05/23/2008

    The Bible foretells of the Anti-Christ in Revelation 13:16-18 And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads: And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name. Here is wisdom. Let him that hath understanding count the number of the beast: for it is the number of a man; and his number is Six hundred threescore and six.

    Looks like someone will eventually need a mark, name or number of this “beast” to buy & sell. Well well well! Could it be true? This is most likely the precursor to the end-time worldwide ID system prophesied in the Bible. -not a good thing to have if you’re on the unbelieving side of things. The believers? -secure.

    ------------------

    Revelations is in reference to Rome and the current events of the day. You sound like a wacko.
  • I suspect many illegal aliens bought homes. And now that their "private little ATM machines" have broken, they are walking. And the signature of "Juan Valdez" on a deed of trust don't mean shiite. We reap what we sow... no border control, no bank control. BTW, LEGAL immigrants MUST submit to fingerprinting.
  • Just a note...I am a financial adviser, and finger prints have been required from us for years. We recieve a card each time we change broker dealers and must go to the local police or sheriff office to have them taken.
  • Yeah good idea ray, you libs just keep giving your freedom to the gov't, blame the republicans, and then bitch about then drive around with a bumper sticker saying something like,"Its OK. I wasn't using my civil rights anyway". Why in the name of all that is holy do you think its the gov'ts responsibility to PROTECT you?! They are to protect our BORDERS(which they dont) and protect us from our enemies. It not their business to watch over your personal life. You probably also believe the gov't should bail out all these IDIOTS that went out and got the "No down pmnt loans" huh? Where did personal accountability go? Oh thats right. It went out the damn window when we let the 60's generation take over gov't and education.
  • Who Created this Mortgage Mess?



    Lenders, Fannie Mae, Freddie Mac, SEC, Lobbyist, Mortgage Brokers, Consumers and the Government. Mortgage Brokers sold to the public programs that were put together and funded by Lenders. Fannie Mae, Freddie Mac and the SEC. Mortgage Brokers DO NOT APPROVE OR UNDERWRITE borrowers. Mortgage Brokers DO NOT FUND these loans. Mortgage Brokers DO NOT CREATE PROGRAM GUIDELINES. Mortgage Brokers are information gathers. Lenders, Fannie Mae, Freddie Mac, and the SEC create, validate, underwrite and fund the mortgage programs Mortgage Brokers use.

    As long as the economy was moving forward with new housing starts and real estate values were going up, the Government could not see beyond the Lobbyist and special interest groups saying” how wonderful all these special mortgage programs are, and how they are allowing more people the opportunity to homeownership”. I’m sure no one in Government was told a PICK A PAYMENT mortgage had a higher underlying rate and negative amortization. Or a 2/28 was fixed for 2 years with a 2 year pre payment penalty at a much higher rate of interest and would go up 3% in month 25 and some of these programs had a 3-5 year pre payment penalty of usually 6 months interest. If the persons in charge of looking out for the consumer’s best interest are not knowledgeable of the terms of the program what good are they doing?

    But the government has NO BUSINESS in the mortgage business other than from time to time monitoring to keep everyone honest starting with the companies that create and fund these programs. The government, just like the low credit score borrower feels next year things will be better. So Trillions of dollars in debt later they want to give advice and point fingers? Sit down and process a borrower’s file (life’s lessons). Learn where the changes need to be made. Don’t go by lobbyist and special interest groups. Sit down with honest Mortgage Brokers we do exist.

    Where is the help needed? Start them young and in the schools! Start making students balance a budget. Maybe they will then help their parents and the Government get out of this mess THEY created by living outside of their means and demanding homeownership not earning it. Maybe there children will be able to buy a home and run a country on a budget.

    If a Mortgage Broker is a low life swindler put them in Government Housing (jail) for a long time. The same goes for all aspects of business even the Government.

    Solution #1

    FHA needs to be offered by all Mortgage Brokers. But that would mean changes NOW. FHA has guidelines for broker approval that are just stupid. Yellow Book Audits STOP IT ($5000.00 and up). Putting a Mortgage Broker on neighborhood watch? If the buyer is approved eligible in the automated underwriting system and NO FRAUD was involved the Mortgage Broker again the information gather gets the blame and it goes on their record for 24 moths even if it was not a foreclosure but just a missed payment or mitigation. This situation could have been from lost job, failed marriage, and death, credit scores lowered causing charge card interest rates to sore and payments to double or triple insurance to go up or the biggest threat PROPERTY TAXES DOUBLE OR TRIPPLE.

    Foot Notes:

    I would like to see a break down on foreclosures. Using a pie graft what percentage was cased by Mortgage Broker Fraud. What percentage was new built homes and what percent was existing homes.

    Another pie showing out of these foreclosures how many builders had there own mortgage companies. How many real estate companies had there own mortgage companies or how many were preferred lenders of the builders (with guaranteed buy outs of existing homes) and preferred lenders of the real estate company. Preferred meaning advertising fees paid or rental space paid to the builder or Real Estate Company by the preferred lenders. What percentage was because of taxes going up and negative escrows applied to the payment made a hardship on the consumer.

    Mortgage Brokers have been accused of creating this credit mess and the Lenders are the GOOD GUYS because the government would NEVER bail out the BAD GUYS the Government would never reward BAD BEHIVOR RIGHT?

    Lobbyist I am sure are hard at work convincing Government Official that they just got blind sided by FRAUD on the Mortgage Brokers part. They will make sure it will never happen again. So our clients the Lenders, Fannie Mae, Freddie Mac, SEC etc…of the world. Will do what ever it takes to show those greedy Mortgage Brokers we mean business. Even if it means throwing them (mortgage Brokers) under the bus. We all know this was not just one group’s effort and definitely not the group that is being crucified the Mortgage Brokers. I would love for the Lenders and Servicer’s to have to tell the consumer in writing that every interest rate has a built in servicing fee of .50 and then lets see if their competition can name that tune in .375 or .25. The Government would not have to lower prime to see rates come down.

    Solution #2

    But let’s get to the BIGGER PROBLEM “CHARGE CARD COMPANYS’

    STOP allowing them to have a tease rate of ZERO then when the consumer goes one day late or over their approved limit the new rate of 30% plus fee apply. The rate should be the rate from start to finish. If the credit grantor needs to take action it should be in the form of closing the line of credit to the consumer only.

    Foot Notes:

    If buyer’s charges get out of control tell them to file a chapter 13 BK or a 7 and reaffirm on the mortgage to stop or lessen the pain of the excessive fees and interest rates. When a $100.00 min. payment to a charge card company has only $20.00 going to the principle and $80.00 going to the interest and oh and by the way the consumer had to make $130.00 to pay the $100.00 payment to the charge card company as Uncle Sam (another story another day) wants his cut. So lets see $80.00 in interest $30.00 to Uncle Sam equals $110.00 to pay $20.00 on the principal. It is that easy. Start talking about how smart it is to our children to NOT charge and SAVE money and live within your means. Then parents and Government leads by example. (I love the create your own monster credit card commercial that is currently running on TV)

    Government stay out of this. Hold Lenders and consumers accountable for their own mess ups. Tell consumers to boycott Lenders and Charge companies that charge excessive interest rates and fees. Put the Billions your thinking about on bailing out the poor dumb consumer (that is what you are saying) into Social Security. Or down the road there will be trillions in bail out needed for the elderly.

    Solution #3

    Make the repositories have a common input system. All three repositories code every credit line different for security reasons in the event the report would get in the wrong hands. While this is a good thing it also is the reason one account could show up several times on the same report. In some cases it could be very detrimental to the consumers credit score.

    Foot Notes:

    Now let me start on CREDIT SCORES and repositories. When will they be held accountable for keeping BAD OLD credit on a buyers report? Talk about a class action just waiting to happen!!! Well sign me up!! Repositories leave balances from old bankruptcies and paid collections and judgments on people’s credit report for YEARS. Lawyers for the most part only file the bankruptcy and they are done! How about sending out to the three repositories they would be Trans Union, Equifax Fax and Experian a copy of the list of creditors along with a copy of the discharge. WOW what a thought lets see that would take about an extra $25.00 so you could probably charge another $200.00 to your client (When do they have to give a complete break down of how they make their money ). Government when the consumer pays off a tax lien send it out to the same three repositories you know you can add as much of a fee you want to in addition to horrible penalties and interest (time to fess up to your % collected). Consumers do not understand the difference between credit bureaus and repositories.

    Credit scores are causing people to get higher interest rates on homes, cars (do consumers know auto dealers get monthly fees from consumer’s auto loans?), charge cards, insurance and sometime turned down for employment. Do they really know this?





    HOW MUCH MONEY PER DEAL

    I’m not sure what constitutional right has been broken with this knee jerk reaction. But if Mortgage Brokers have to divulge every penny we receive for every loan we close FYI MAX is 5% example $30,000 mortgage the Mortgage Broker gets $1,500. We do not net $1,500 as we to have over head, get fingerprinted pay fees to generate additional income to the Government take special ed classes each year (that is what it is like) and made out to be harden criminals, so should all business in every field including the Government. One class of business professionals should not be held to levels that our own Government is not held to.

    I have been in the mortgage business for 24 years. I have closed maybe 10 sub prime (2/28, NO PICK A PAYMENT 1% rate NOT!! Still being offered as we speak) loans and told the buyer I would rather be stuck in the eye with a stick then to put them on this mortgage. But to the consumer the glass is half full and Thank God for that. Yes we need change in the mortgage industry but NOT in the way that is currently being used.

    If the government gets involved: Just because you hire someone with a degree in financing but no long term mortgage back ground they DO NOT KNOW the mortgage business. Bring together a forum of Lenders, underwriters, servicer's and most of all Mortgage Brokers. Put it to this group to come up with the changes needed in our industry. Most Mortgage Brokers are honest and hard working. Just as most of our Government officials.
  • Here in Kalifornia, they already have you fingerprints: when you buy a gun, when you apply for a drivers license...
  • Go ahead and flame away, but what's the big deal? The feds can have my fingerprints, DNA sample, or pretty much anything else they want. I'm not doing anything wrong, and I have nothing to hide.
  • Central control at the Federal level; Redistribution of wealth and now a police state, Stalin would love this! Didn't we and our parents and grandparents fight the cold war at a cost of $6 trillion not to be like the USSR? General Patton should have surrendered and saved us the six trill. The late Great Thomas Jeffersons is rolling over in his grave----AGAIN!!!
  • I want to wake up in the morning, strolling out to get the paper from the tube, squinting to read the head lines at "O" Dark thirty and read: Thirtytwo Senate members, 142 Congressmen, and 86 Federal judges got WACKED last night.
    That would ber a good start.

    Live free or die.

    Alan
  • Hey all you electrical engineers and computer people...

    Do you like the advent of all of these government-run
    security measures (fingerprint, DNA databases)?

    If not, don't forget that some of your work efforts are
    what is making this possible.

    Thank you, Moore's law. Anybody get it?
  • This is for enough. I don't know if you know this or not but the Congress is controlled by Dems. Yet again un-educated, led by the nose liberals making stupid statements. This is what happens when you elect a Dem. They steal everything from you, under the guise of for the greater good.
  • "The only Way - 05/23/2008

    First of All, the fingerprints SHOULD be imprinted on a persons SOCIAL-SECURITY card, bot digitally and physically, Maintained at the DHS. this is the only way to Track down Fugitives, Illegals, etc.. Why is everyone so scared? Have you something illegal to hide?? "

    Fugitives and illegals, by definition, do not have social security cards. So how do we track them down based on your flawed logic? Fugitives in particular are quite adept and stealing the identities of law-abiding citizens and deceased individuals.

    The government and FEMA will protect you from the next disaster, don't worry. They did a fine job of that during Hurricane Katrina. What's a week? Plus, you don't have anything to hide. Just hop onto the cattle car and go to the stadium. The armed guards and high fencing are there to protect you. They sealed off the highways so they could keep you safe & secure. Plus, you get to watch the ball game at the stadium!

    Wake up.
  • I took the time to review most of the posts. There is alot of anger and finger pointing. Certian positions require finger prints: Military, police, teachers, daycare, contractors working around schools (usually the results of the BG invest. don't come back till after the project has been completed though)pilots, purchase of firearms, on and on and on. Point is, will this help solve the problem it is supposed to address? No, it won't. Privacy is privacy. I would not be suprised to find that more then 40% of the public has already been finger printed several times. Most of the people who are going to commit acts against the US will never be in a finger print data base. I am ok with requiring all citizens be finger printed for several reasons but, I am not ok w/ the EFP being stored in a "secured" data base. With identity theft becoming more and more of assault on people (and what a nightmare it is if it happens to you!)If you believe that the Govt. will use this information illegally, then you need to focus on what they are "trying" to use this information for. It is really a moot point anyway. In the very near future, your finger prints will be used as a 100% effective way to use your credit cards, access your work place, secure your own property and most importantly, protect you from identity theft. Do the pro's out weigh the con's here? Yes they do. Is the Govt. the problem? No, but the damn politicians don't know what they are doing most of the time anyway, so it all gets done for the wrong reasons, scares people and most of all gets us fighting amongst ourselves. Unless you really have something to hide, there is no reason the fear your finger prints in a data base. They know where you live, work, shop and play everyday...and they still haven't come to get you have they? There were some great ideas in the previous comments, unfortunately, they are going to fall on deaf ears...
  • Those who make reference to this sort of abuse of power as a "Bush-era problem" are idiots. You need to think outside the partisan-politics box because it IS NOT just a Bush/Republican problem. Wise-up, you liberal/progressive morons because Hillbama won't make a damn bit of difference with an issue like this one.
  • WHO IS RON PAUL?
  • This is not just the Bush administration. WAKE UP!!! It is the Globalist System in which many on both parties belong to including McCain, Obama, Bush and Clinton. Grandpa Prescott Bush funded the Nazi's in WWII up to 1942! They are putting in place the NWO right before your very eyes and no one is doing anything. Everyone is drunk on their material possessions and reality TV. Friends WAKE UP before NORTHCOM comes and rounds us all up. If your a Christian you WILL be persecuted. Until people get tough and quit whining and band together they will mow right over us and soon!
  • Jim B - what happens when they shut off your finger print access in the system for any reason? In your scenario you will no longer be able to buy and sell. When our dollar collaps happens it will not be long with a trasision currency before it is all digital currency. All they have to do is put a stop process on your pringer print file and voila you can no longer buy and sell. This is exactly what is mentioned in the Book of Revelation. Unless we fight back and now, and I mean now it is over!
  • This is not news - anyone who has gone to work for a government agency or a bank insured by FDIC has had to get their fingerprints taken and submitted to the government. They're just expanding it more now.
  • The signs of the end are comming down like thunder, precisely as predicted in Revelations. Soon one world currency next one world religion. Our fore fathers would be appauled. Prayfully read research the book of Revelations, these events are all spelled out. One good thing in this mess is we do have a choice as to how we will respond. We are all just puppets on a stage.
  • To "enough" who whined about this being another excess of the Bush administration. Read the article before you open your mouth and validate how really stupid you are. Chris Dodd a DEMOCRAT sponsored this part of the bill. So now Bush is also responsible for the things Democrats do as well. Bush doesn't have that kind of power. Most of the things screwing (or failing to help) the American public have come from Congress. Mostly due to obstructionism by Democrats when the Republicans were in charge or at the direction of the Democrats for the last two years. Bush can't pass stupid bills unless Democrats push them past a veto. Wake up. Who will you blame when your life sucks but only democrats are in charge?
  • Listen to the defenders, "It's already being done for..."
    Just because it's already being done, doesn't make it right. It's just as wrong in those instances, too.
    The people who pass these bills are hoping on that sort of faulty logic to extend it to other areas as well.
    Look at the creation of the SSN. There was a huge uproar over it, and people were assured it was nothing more than a number given to workers so they could pay into the SS system. Suddenly, everyone wants it, even the phone company to do a credit check when you get a cell phone, turn on gas.
    Your driver's license is meant to be just that, a license to operate a motor vehicle, now everyone in the world thinks they need access to it or a copy of it.
    How many times do you check out at a store and willingly rattle off your phone number? Do you ever stop to think about where all this information is going?
    The UK is going to start tracking everyone's emails and cell phone calls in the name of battling terrorism. Take a look at what Great Britain is doing, and the U.S. implements it later, it started with the surveillance cameras.
    Rember:
    Experience should teach us to be most on guard to protect liberty when the government’s purposes are beneficent…the greatest dangers to liberty lurk
    in the insidious encroachment by men of zeal, well-meaning but without understanding.
    -U.S. Supreme Court Justice Louis Brandeis

    And as John Adams said:
    Remember, democracy never lasts long. It soon wastes, exhausts and murders itself. There never was a democracy yet that did not commit suicide.
    - John Adams
  • And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads: And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name.
  • This is bad, Bad, BAD! First it's the bankers spying on your account, now the real estate and mortgage brokers and bankers fingerprints, Is your job going to require your fingerprints next? This is how Hitler started folks and he eventually used the information he had to commit his atrocities! According to this article, the dems and reps are both to blame. Already, most of the country has to carry keycards to get in and out of work, punch time clocks etc. to track their employees. WHAT'S NEXT?
  • >>>Went I was growing up in school and took civics class I was taught that the executive and legislative branches of government were independent from each other…has that changed?<<<

    Yes, according to Dick Cheney it has changed.
  • #

    Posted by: HD4lyf - 05/23/2008

    Yeah good idea ray, you libs just keep giving your freedom to the gov’t, blame the republicans, and then bitch about then drive around with a bumper sticker saying something like,”Its OK. I wasn’t using my civil rights anyway”. Why in the name of all that is holy do you think its the gov’ts responsibility to PROTECT you?! They are to protect our BORDERS(which they dont) and protect us from our enemies. It not their business to watch over your personal life. You probably also believe the gov’t should bail out all these IDIOTS that went out and got the “No down pmnt loans” huh? Where did personal accountability go? Oh thats right. It went out the damn window when we let the 60’s generation take over gov’t and education.


    --------------------

    1. I believe there's a need for greater respect for the government. 2.I do believe our borders should be secure. 3. I don't know about the 60's because I was born in the 70's.
    I work for the government through the military. I've deployed three times and it was an honor to serve a great country that has a concern for the citizens. I do believe it is the governments duty to protect its citizens, and it is the duty of citizens to protect the nation. That's why as a citizen I choose to help.
  • Was this article linked to Drudge Report? Lotta falafel lovers here.
  • Before everybody goes on and blames President Bush, remember that the DEMOCRATS are in charge of Congress. They are the ones who passed the bill. You think this is bad wait until Hillary or Obama gets in. What do you think will happen with the Liberal Demorcrats in charge of the Presidency and both Houses of Congress. You may as well kiss whatever liberty you have left good bye.
  • Having your finger prints does not prevent you from voicing your opinion or limit your freedom in any way. You sound like a bunch of paranoid nuts.
  • Anyone here have a list of who vote yea on this one? Those guilty parties need to voted out of office..........maybe they can find jobs in the real estate or banking arena's once they are!
  • Has anyone really read the DECLARATION OF INDEPENDENCE ?
    It has in it, WHEN THE GOVERNMENT STOPS WORKING FOR THE PEOPLE, THEN IT IS THE RIGHT OF THE PEOPLE TO ALTER OR ABOLISH IT. Right now I would say that it's not only a "right" but a duty to act! WHERE DO I SIGN UP?
  • i support destroying those that want to destroy us...........but this and the mentality that created it is Criminal and overboard.
  • Enough of the partisan debate; so many of these blog posts are wasted in attacking or defending a specific party without voicing an opinion about the actual topic. Why is it that everyone has to have a political scapegoat? The Democrats this. GWB that. How about, "our government" this? Much more appropriate, accurate, and it would save a lot of time wasted on heated responses to (perceived or real) attacks on any particular party.

    It doesn't do any good to post personal attacks either, but then you'll always have haters out there.

    Regardless of who proposed, pushed and passed policy like this, it needs to stop. There is absolutely no reason to have general citizens' fingerprints on file, nor a huge collection of other identifying information for no reason other than to have it "just in case". Freedom vs. "National Security" (Supervision?) has a very thin line that this country over which this country has crossed many times of late to the latter side.

    This coming from a military guy that knows his life will be public record and scrutinized until the end of time (my time, anyway).
  • Has anyone really read the DECLARATION OF INDEPENDENCE ?
    It has in it, WHEN THE GOVERNMENT STOPS WORKING FOR THE PEOPLE, THEN IT IS THE RIGHT OF THE PEOPLE TO ALTER OR ABOLISH IT. Right now I would say that it’s not only a “right” but a duty to act! WHERE DO I SIGN UP?

    ------------------

    Yep, you can vote. But if you want to take up arms against the government, I'll see you at Gitmo.
  • And yes, for those that are hot on grammar and the like, I should have removed the words "that this country" in the seventh line. Thanks. :)
  • You've got the government you wanted. I voted with my feet and left years ago, as have tens of thousands of others. Sorta the same way the 'pilgrims' left europe to get a little freedom. You'll grouse a bit in a forum or two, then go back to sleep and accept any amount of 'comfortable authority'. Freedom's only for those who'll take it, the rest get a 'Patriot Act' heh. I think you probably need a DNA database too. There's an election coming up, and more than two people will be running for President...
  • Why should a mere nation-state have the slightest idea who its citizens are. This cannot possibly increase my liberty.
  • Where do you live now Zee? I'd love to live in New Zealand. Looks like a nice place.
  • What's wrong with having your fingerprints in a government file? If EVERY financial transaction we did required a fingerprint, fraud and theft would end virtually overnight!

    Someone steals your golden vase and takes it to the pawn shop...they leave their fingerprint there and...voila! A chain of evidence!

    We already leave something very personal everywhere we go -- our face! Cameras capture our images everywhere. Fingerprints and retinal eye scans MAY be "the mark of the beast", but it sure would simplify things and make the world safer, wouldn't it?

    What "privacy" do you want to protect (other than to commit crimes in private)?
  • It is all Dick Chaney's and Halburtons fault. They rule the world. Dick is going to be McCain's running mate so he can continue to be in charge and control the world.

    McCain-Chaney 2008 and Beyond.
  • AMERICA HAS ABOUT 10 YEARS LEFT!!!!!!!!!!!
  • Ten years left of what? Milk?
  • Do you bow hunt Johann?
  • To ABRACADABRA AND RAY:
    I don't see anything about arms in my post. And the Criminals happen to be our forefathers, all of them. They had the "overboard" mentality to want freedom. The diffrence is that they had the mentality to do something about it, lucky for us.
  • Yes, and our forefathers are dead and they don't run this country in this dangerous time.

    I'm glad you're not going to take up arms against the government. So either vote or run for office. I will not vote for you but some will.
  • The Democrat controlled Congress wants to force Americans to submit to giving up their privacy. You can't blame Bush for this Democrat sponsored bill. In Christian terms, this is "666". A brave new world where our rights and privacy are soon to be extinct.
  • Jim, if I was the beast, I'd like a number this big. 6666666666666666666666666666666666666666666666666666666666666666666666666666666666666
  • Good enough! I got to clean my ar-15, see you in Gitmo.
  • Ray, what you're saying is nothing new. Jesus said that Christians will be ridiculed, tortured, sent to prison and killed for their beliefs. If you want the government to control your civil rights, you have my permission.
  • It sounds like good legislation to me providing that illegal aliens, criminals and members of Congress are exempt.
  • It's about time "WE THE PEOPLE" demand that the all MEDICAL, FINANCIAL and POLICE RECORDS (if any) of all members of congress be made available to US online, anytime we wish to access them. We need to know the mental, financial and criminal state (does the government have something on them?) of these IDIOTS as they slowly destroy OUR freedoms. They must be listed on all FREEDOM LOVING WEBSITES and voted out of office at the first chance if this county is to survive.
  • Jim, you're an extremist. The 666 is an English translation and probably not right. Additionally, numerology is a false religion contrary to Christianity.
  • Oh, and I hope bad Muslims are sent to prison and tortured too.
  • Ray, you're arguments are inane and talk around the subject. Since you want the government to eliminate our privacy rights, maybe Congress should go the extra step by making Jews wear the Star of David and have Christians wear a Cross. That way we can easily identify the enemies of secularism. Your wish to eliminate our civil rights by forcing all Americans to submit to identifying themselves by government edict is far more extreme than anything I can say.
  • For the sake of proper grammar, I should have said "your" arguments are inane...
  • Privacy is not a right. It says nothing about privacy in the constitution. Antonin Scalia agrees with me. Privacy is a made up right. The government can pass laws by constitutionally elected members of the house and senate to protect this country from all enemies foreign and domestic. It is the job of the government to protect the people of this country.
  • We simply must fingerprint those in real estate! We'll then feel much better about giving loans to folks who can't afford the notes, and who do not have SSN's. Banks must not suffer a dollar loss, nor politicians a vote loss.
  • A finger print is a far cry from an ass cam and place stars on Jews. The only people that should fear this are criminals and people with conspiracy theories.

    I don't get picky with grammar and spelling unless I can't understand the post.
  • and placing stars on Jews. Dammit.
  • 1. Bush did not recommend this, Dems congress did.
    2. This will keep the low lifes out of this business and not designed to correct the mortgage loan mess.
  • I will burn the prints off all my fingers before bowing down to this BS
  • As long as the media is in the tank for the libs and the teachers union and the colleges are indoctrinating the children there is no hope of ever overcoming the left. The weak republicans have no spine so they try to be like the libs so they can get face time on tv. The dems said they would solve our energy problems and stop earmarks two years ago, what have they done. They all need to be voted out of office, but party loyalty is more important than what is good for the country.
  • If the American people don't convict and execute under American law the Traitor and War criminal currently occupying the white house, WE will have to convict and execute the Congenital Liar and Mass Murderer, under international law.

    Step 1. Impeach Bush
    Step 2. Arrest Bush
    Step 3. Torture Bush
    Step 4. Try Bush
    Step 5. Torture Bush
    Step 6. Convict Bush
    Step 7. Torture Bush
    Step 8. Execute Bush

    Step 9. Then move on to Cheney, Rice, Rusfeld and the others.
  • Does any one realize that the congress got us in this mess by ordering the lenders to make housing affordable for all.(Clinton) They relaxed the requirements and look what happened. Now they are going to fix the problem, but all they are going to do is create more problems. These politicians are ignorant when they get elected and if it is possible get even more ignorant the longer they are in office. Can anyone say term limits?
  • Hey Vendicar Decarian Bush is a liar but Clinton is an angel? I think that you need to realign your thought process. Try opening your mind to the truth and not what is being spoon fed to you. Country before party.
  • Don't be so suspect on this. I work in Securities and to be licensed to sell insurance and securities I had to have my fingerprints taken for the background check. Furthermore, I have to do it again if I change from one broker to another.
  • Ray, you missed part of what I said - civil LIBERTIES, not just liberty. Don't do latte, coffee - black and hard when I use to drink it, now tea - same. Don't know what state you live in, never have had mine taken for a driver's license. Have gone thru more top level clearance than I want to remember. I'm not a criminal, but learned to fear my government while in the military. And prefer to keep what little that is personal and private just that. Sorry to burst your bubble, I am paranoid.
  • The only real privacy is in your own home, owned or rented, or enclosed yard. In this, Ray is right. My gripe is that through congress, our basic "Constitutional rights" are being taken away from us one by one. We must stand up to those that do this, one way or another, or we are nothing more than slaves to the government, although we are already economic slaves. Through various means they, (IRS) already know who we are. Fingerprints are nothing without something to match them with, such as a criminal record or various job needs. Fingerprinting of ordnary people does nothing by itself. They are not a form of ID as in cashing a check at a bank without a picture ID to go along with them. In other words, you can't cash that check with just a print , a picture ID must be shown along with the print. ( Patriot act) I'm an retired police officer and I've been printed so many times I have ink for blood. Every time I had to transport a federal prisoner I had to be printed. Fingerprints are an investigationl tool that only works when compared with, again, criminal record or other things.
    People should better their time in trying to get things like political correctness thrown out, (freedom of speech) and judges that legislate from the bench, (overturning) of the peoples will, as in the last boondoggle about gay marrage in Cal. No I'm not trying to start on gay marrage, it's an example of liberal judges overturning of a legal vote and result of the majority.
    The main thing is, if congress can do this, with little fanfare, what will be next?
    In Illinois, we have the "finacial and professional regulation" department. Most all fingerprinted.
    The point is, that those in congress and the president are our employees. They govern with our consent. It is our fault that we don't oversee our employees better and we had better start because as the saying goes, unchecked power corrupts. It already has.
  • Your computer must be very slow or you have some crappie google program.....

    Ohio Broker Law SB 185 ALREADY has this and F'ing more.
    If you are LO in Ohio you a convict on a weekend pass so to speak. You have to have your finger prints on file at all time with the State of Ohio and Feds too. AND every three years pay about 100 bucks to have them run again!!

    OH and the best part of all this f'ing crap??

    You have to inform the state with in 10 day if move out of your house and your new home address!!

    So the way I see it the feds are just catching up with us in Ohio!!!

    Way to Boy Mayor er Rep Dennise K

    PS I'm sure this will help all the forclosures in Cleveland. Maybe you can get your new gf a place on the cheep???
  • The tentacles reach ever further into our privacy.
  • Just more liberal fascism from the Democrat controled Congress. Just wait until they control the House, Senate, and Oval Office.
  • BIG BROTHER... the new world order..book of Revelations anyone! only GOD can save us now..
  • Wake up ppl !!!! The democrites versus the republicruds !!!! Get real - there is no difference between the "D"s and the "R"s. They are all working to completely destroy the nation and subjugate the ppl. Find the few Constitutionalists and back them and hound the anti - Americans in the gov. relentlessly to get them to do the right things.
  • Steve, your comment on privacy is true, to a point. Will get to that in a moment though. As a ex - LE (Law Enforcement) you know that prints are only a tool and nothing else, but I'm sure that you agree that it is a useful tool but that if, and it does happen, a print that is statistically close to what investigators are looking for is found, that poor smhucks life just became a nightmare - guilty or not. I've seen clearances denied, even revoked; that person is now guilty til proven innocent and with today's legal system that might be never. As to privacy, where I live now (and it is in the US) law enforcement personnel can come on my property, kick in doors on my out buildings, ransack the building (I won't say search they ransack a building), they still "need" a search warrant for your personal dwelling unless they "suspect" drugs then they can kick in that door and ransack my house. I learned about this some months AFTER it become legal and that was by accident I heard. In my area ONLY one person had been told by Border Patrol that there was going to be a meeting about these new changes. No notices, advertisements, announcements nothing, I wish I could of said I was surprised or shocked or something cause I sure as hades don't agree that this is legal and to be truthful I expect that things will get worse in this country. As you said WE put them there we should make them responsible to us, now of course the question is how.
  • John, what's wrong with falafel? I like humas myself easier to make. lol
  • Carl, are you SURE that you really want to fingerprint congress and know what they have been doing or as the case might be, not doing. That might be a little frightening don't you think?
  • You can't work in a casino in Nevada or Atlantic City without getting finger printed. There are several other jobs requiring finger prints (teachers, private investigators, contractors...)

    This act is similar to those. Furthermore, there is nothing in the act requiring those getting mortgages to be finger printed.

    Get over it!
  • Happy mesmerized microwaved mindcontrolled Memorial Day weekend. Crossing from Arkansas to Missouri today at 5PM, the Arkansas state gestapo had a roadblock just to check everyones papers and tell you to drive safe. What a traffic jam and sheeple smiling as they flashed their licenses. How illegal was that? Yes Bush is a treasoness traitor and so was Clinton. There is plenty of blame to go around. There's no difference between a demonrat or republi"con". They do what their puppet masters from the UN, the TLC and the CFR tell them. Throw in a few more high power elitest clubs and thinktanks and there you'll find the owners of your ass and soul. Indentured servitude! You are a slave, a human mindless gutless resource. A revenue generator. A legally drugged over medicated zombie hypnotized by radio, tv and microwaves. You are kept. Kept sick by water, air, food, and petrochemicals. You could not see the truth if it hit you in your corpus collasum. Say NO! Say NO! Your fingerprints, your DNA, then chipped, then no guns, then trains, then camps, then a bullet in the head or gas....grow up and get out of the USA. Once a great country now going to the shitzz. But you all deserve the govt you vote for! I am leaving this tryanny!!! Millions already have expatriated, let the mexicans, the indians, the asians and the moslems have it! They are beautiful people!! We outsourced the manufacturing jobs, now we are going to insource all the other jobs so prepare to lose it all white men and women or stand up and fight for your lives!
  • "Posted by: ray - 05/23/2008

    Yes, and our forefathers are dead and they don’t run this country in this dangerous time."

    If our elected representatives had stuck to the Constitution, we wouldn't be in this dangerous time.

    Instead, we hire Bin Laden and arm him to fight the Afghan-Soviet war. Then he winds up on the FBI's most wanted list. Despite that, he is treated at a US military hospital in Dubai in 1998 for kidney dialysis and released. Then he 'turns on us', supposedly plans 9/11, recruits mostly saudi arabian hijackers, and orders NORAD to stand down from a cave in Afghanistan. We corner him at Tora Bora and let him go. Then we invade Iraq (undeclared war, unconstitutional), which was supposed to pay for itself with oil.

    Now we are in an economic recession that is only going to get worse. Dangerous times indeed. Seems to me that Al Qaeda is the least of our terror concerns.

    Entangling alliances anyone?
  • As long as their "Reasonable" security precautions it is OK with me. In fact I I feel that every man woman and child in this country should be finger printed and give a DNA sample to the Fed's. Yep, I'm a good guy and a legal resident>
  • when most everyone was drafted into the service the govt had the prints of almost every male in this country and now they are working on ways to do it now since there is no draft
  • I learned all i needed to know about Obama on CHIMPOUT.com
  • Americans need to stand up to their government and say enough is enough. The government should fear us, we should not fear the government.
  • Fingerprints, DNA, microchips - what is this, the mark of the BEAST???
  • I will gladly submit to fingerprinting when applying for a mortgage when Chris Dodd and the rest of the Senate join the Social Security System and give up their Cosa Nostra like Pensions. Whenever we lose sight of liberty one more of our freedoms will be gone.
  • This is a typical non-story that Drudge runs to stir up more of the predictable left/right fingerpointing.

    Conservatives, liberals, Republicans, Democrats...none have done a good job of running this country for a long time.
  • I am totally amazed that the Govt demands data and will not defend privacy and allows the data to be stolen over and over...think the VA data on the stolen pc. We always end up getting the shaft when the govt steps in with newe regs. I have to work 2 jobs to pay bills and the govt allows our ID's to be stolen by requiring us to submit data. originally the social security numbers were never to be used for identification as told to us by the govt and the original cards even said on them in print "not to be used for identification" well they lied again...
  • I have to get fingerprinted to renew my medical certification, how is this any different. Booho! If you don't like it, find some other line of work.
  • To the posters who keep referencing the "democratic majority" in Congress: The bill hasn't been debated by the Congress yet. It has left the Senate Banking Committee courtesy of a 19-2 vote.

    Further, this committee is made up of a near equal number of Republicans and Democrats and only 2 of them voted against the amendment, CRAFTED BY SHELBY-R, AL and Dodd-D, CT.

    As George Wallace said during his campaign for President: "There ain't a dime's worth of difference in the two parties." This is more evident today than in 1968.

    A good read on the evil of both parties: http://www.lewrockwell.com/rockwell/enemy-alway...
  • It seems almost weekly more and more Naziology is snuck through unrelated bills. Im sick of all the new constricting HOGWASH!
  • To arms! ... To arms!
  • Sorry to break it to you guys, but fingerprints, iris scans, hand geometry, face recognition, and other biometrics are going to be used to identify people where identification is necessary because they are all less easy to forge and manipulate than simple biographic information. There is an identity theft and fraud epidemic world-wide, and this is but a reaction to it. If the Government does not do it, businesses will -- in fact, they already have been doing it, and for a long time. The cashier at my dry cleaners has to present a thumb print to open the cash register. I've had to present a fingerprint at the point of entry at two non-government jobs. Ever try to get a visa to the United Kingdom, Malaysia? Some credit card copanies are doing it. Sure it's personally identifying information (so is your name and your residential address).

    Check your fantasies at the door please. They question is how to regulate it, not stop it.
  • This is a good example of the Democrat Party's sleight of hand. They make a big commotion about phone conversations from possible terrorist by suggesting the recipient in this Country is having their rights abused. Then they push a bill through that really is an abuse, and is a thousand times more scary. Where was all that "Protect the Right to Privacy" angst when they were suggesting this fingerprinting legislation? Wake up America!
  • The fingerprints are part of a criminal background check. It is the norm for anyone undergoing such a background investigation.

    There is plenty in the bill to be concerned about but this type of paranoia is pointless.
  • Monte, I didn't say that abuse has not happened, sadly yes it has. All I'm saying is that along with talking about it here, we should be burning up the phone lines and let this government know how we feel.
    They should know that responsible Americans can only be pushed so far and then all hell breaks loose. One gets the feeling that another "tea party" is just about to happen.
  • Steve, RE "another tea party," I think the more likely is a Soviet style collapse.

    It's ironic, after winning the cold war, the US has seemingly adopted many of the USSR's traits: Financially devastating occupations, oppressive surveillance at home, Pravda like media... the spending will do us in. Besides, we are far, far, too out-gunned to wage a successful tea party.

    The Berlin Wall fell without a shot being fired, let's hope a similar de-construction of the federal gov't occurs, and soon!
  • "The point is, that those in congress and the president are our employees. They govern with our consent. It is our fault that we don’t oversee our employees better and we had better start because as the saying goes, unchecked power corrupts. It already has."


    Do a majority of people think the way you do? Do a majority care? The answer is no. You are the only ones who think the way you do. You are the minority and as the minority you'll take it and like it.
  • We should follow China. State capitalism.
  • DENY-OBFUSCATE-IGNORE

    All Americans must REFUSE to give their personal information
    All Americans must FIRE their banks

    The banks are in bed with big brother Marxist Government. The fed waves a flag in our face at the same time they are sticking it in our Ass.

    SAY NO-REFUSE-ARGUE-IGNORE their Marxist rules

    In other words tell the banks and Government to kiss your ass way up high where it looks like Cedar
  • This is completely out of line and should be fought at every level, including refusal to participate. I have made it through my entire life having never had a fingerprint registered and I don't intend for that to change. There is no constitutional basis for DNA and fingerprints to be required of any segment of law abiding US citizens, not even for homeland security. To have your every movement tracked by your biological ID is obscene. Think beyond today and grocery store and credit card style profiling.

    These Senators are irresponsible in their oath to follow the Constitution. Dodd is a control hungry democrat, Shelby was a pork happy heavy spending democrat who changed sides to keep in power after the 1996 elections. He is still a southern democrat in ideology. He is still getting huge earmarks for huge buildings with his name on them, much like Robert Byrd in WV. Maybe he will switch back to democrat now that they are back in power, although infiltrating and diluting the republican party seems to have worked for him.
  • It should be a regulation that a photographic database of all federal employees, including elected officials and their staff . . . of their bare breasts. Headshots including upper torsos unclothed. No eyewear.

    And I think it should be public record. These photographic identification tools are vital, not only to national security but also to public safety and the health and welfare of the common good.
  • It should be a regulation that a photographic database of all federal employees, including elected officials and their staff . . . of their bare breasts. Headshots including upper torsos unclothed. No eyewear.

    And I think it should be public record. These photographic identification tools are vital, not only to national security but also to public safety and the health and welfare of the common good.


    ----------------------------

    Would be a good idea. Make sure people are exercising.
  • It is time to figure out a way us believers, jehovah witnesses, Christians, what evers are going to get around this stuff. its out there they are grooming us and our children to be dependent up on it we cannot escape it. so now what do we do? it says in the Bible we will be killed first if we do not take the Mark. Are you preparing your children for this? I can barely believe people would want to have more babies to subject them to this world. I have one Child I live in China and I just do not want my off spring to have to deal with all this stuff.
  • Take the mark.
  • We need babies to feed the fires. Keep om having them.
  • Babies are the new oil. Renewable and clean burning.
  • What if you've taken the mark and you don't even know it?
  • Look you Bush bashing morons! This was piece of legislation came from the Senate. Last time I looked the senate was controlled by Democrats!!!

    Its funny how nobody gets up in arms about America's greatest abuse of personal privacy, the social security numbering system. That was initiated by another Democrat, the Japanese imprisoning FDR. It is used to this day to track every single one of you idiots... but you're too stupid know.
  • Uhm, Bush is the devil.
  • What would Ron Paul do or think about this?

    Perhaps he is the candidate we should be supporting.
  • From what I've seen posted, some need to be tracked right into the psych unit.
  • #

    Posted by: David G. - 05/24/2008

    What would Ron Paul do or think about this?

    Perhaps he is the candidate we should be supporting.

    -------------------------

    Supporting for what? He's not a candidate for president. Because he's supported by people who wear tin foil on their heads, he will never win.
  • Mccain or Obama for prez. Whoever is leading in the polls, I'm voting for. I like voting for the winner.
  • How about we all stop voting for these morons...Republicans or Democrats...Don`t vote in 2008!
  • Boris, how about you don't vote. I'll for for the winner.
  • What amuses me is that the local Population, just by reading the post here, are about out of tune with business as is the congress. I mean, it is first and foremost the fault of the “Consumer” who took on more debt than they can afford. Second it is the fault of the Gov. for bailing out the Banks that took risky CDO trades. So, first it is the fault of you the reader, if you are falling behind on a mortgage you can’t afford.

    This bill to require “Finger Printing” for mortgage “Industry and “Lenders” is nothing but a smoke screen to make all you sheeople feel good and safe. However, it is nothing new. I am in the “Private Equity” business. I put Millions of dollars to work every day. I deal with Accredited Investors, who must be worth a minimum of One Million and have a minimum of Two Hundred thousand a year of income. I had to take in-depth and painstaking test in order to receive a Securities License. However, even if I past these test, I had to have a Criminal and Financial background check into the depths of my soul. So, there is a small bit of trust established when I first deal with clients, due to the procedures I had to take to get started with my firm.

    Thus, I am held individually responsible for any “Willful” wrongdoing. I am held both Criminally and Financial Liable. This is and of its self can be a deterrent. It will not prevent the “Bad Apple” from being bad. Nothing will. But at least they can weed out the BAD APPLES to a higher rate.

    It’s just common sense. It isn’t a “FREEDOM” thing or a “Rights” violation. Wake up America; start thinking with your own mind. Stop being Sheep.
  • Didn't read them all, but this one's a no brainer. People like stockbrokers have been fingerprinted for years for finacial security purposes. the average mortgage sells for a lot more than the average stock.

    Misleading headline!
  • As someone that has (1) a C.D.L. nad (2) A handgun carry permit. "They" have mine.
  • With the amount of fraud and identity theft in America, a solid fingerprint base is more of a positive than negative. If I had a dollar for every fingerprint submission I made over the years, I would be a wealthy man. Ranging from job applications to a government security clearance, I have not lost one minute of sleep worrying about the government having me in their data base. It is simple, I have nothing to hide and if anyone is checking up on me, they have a pretty boring job. Because of an overseas job in Iraq, I am also in the DNA data base and the feelings are the same. When we get to national identification cards (which we have) and computer chips, I will join the ranks of the concerned.
  • Tyranny is designed to arrive inch by inch. Some here justify the fingerprinting, and don't see the much larger picture. Like the founding fathers said, it is necessary to always err on the side of freedom. They also wrote about how maintaining freedom is a hassle, and isn't the easy road. If you want to work in the mortgage/housing field, and this issue comes up, then you refuse, and after they push it you threaten with discrimination based on your creed or political beliefs. It's a hassle, but don't accept intrusion into your private life like this. Your fingerprints are yours, are your own private property.
  • People need to get off this high horse. Anyone who has ever worked for a bank as a teller knows that his or her fingerprints are in an FBI registry. C'mon...there are probably LOTS of other jobs that require this. Even when I signed up as a substitute teacher I was required to go down to the police station and have a number of prints taken. It just isn't that unusual.