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Fingerprint Registry in Housing Bill!!!

Started by cordblomquist · 2 months ago

Author’s note: See follow-up post “Are Borrowers Next?”
Fingerprints are considered to be among the most personal of information, and fingerprint databases created and proposed in the name of national security have generated much debate. Recently, &# ... Continue reading »

360 comments

  • It is time for AMERICANS to tell the government to stick it up their a__. This government is out of control and needs to be put back into the constitutional restraints should be operating under.
  • Fingerprints aren't personal data? Then why am I the only one that has these fingerprints? Government is stepping way over the line on this issue!

    Is anybody going to stand-up against this?
  • The abuses of the Bush era have gone on long enough!

    Fingerprints for a home loan? Surely, the American people have gone to sleep and let tyranny into our house.

    How will this curb the lax lending standards which got us into this mess? The problem isn't who took the loan, it was whether they ever should have.
  • This is not the Bush Administration. This is an action taken by the congress of We the people! The same congress that produced your Presidential Nominees - Senator McCain, Senator Obama (and Senator Clinton). Time to throw the bums out.
  • Abuses of the Bush era???? LMAO This is a bill proposed by a Democrat controlled Congress. Point your finger in the right direction.
  • >>>>The abuses of the Bush era have gone on long enough!<<<<<

    How is THIS "abuse" tied to Bush? It was an amendment hammered out by committee Chairman Chris Dodd, D-Conn, and Ranking Member Richard Shelby, R-Ala.

    Went I was growing up in school and took civics class I was taught that the executive and legislative branches of government were independent from each other...has that changed?
  • The S.A.F.E. bill would require Real Estate Brokers to submit finger prints if the Broker receives compensation from the lender. If I recall correctly The Financial Institution Recovery, Reform Enforcement Act of 1989 (FIRREA) prohibits Real Estate Brokers from receiving compensation from the lender. Silly Congress. How far are we going to let them go?
  • With all due respect 'enough' the Chairman of the Senate Banking Committee is a Democrat, Chris Dodd. However, this is not a Republican vs. Democrat issue but, rather, a blatant failure by our elected officials to govern effectively (from both sides of the isle).
  • enough! --

    GWB is only the latest in a long line of men and women in DC who've taken great pleasure in pissing on the Constitution. Wake up.
  • Hey Enough!
    These are Democrats passing these bills! They're the ones controlling congress. Wait til Obama gets in there, you ain't seen nothin yet!!!!!
  • A lawyer from the USA was implicated in the London Bombing when his finger print matched that of a terrorist. I don't want my finger print on file. Think about proving yourself innocent of that crime!
  • This is ONLY for persons who are mortgage loan originators and similar. It is a unique identifier. Whether it is a good idea to use fingerprints as this unique identifier is certainly up for debate. However...

    This has nothing to do with "Bush"; it passed the Senate Banking Committee by a vote of 19-2. Anyone who misses that should read it again.

    Similarly, this story has nothing to do with homeland security, any of Chertoff's comments, or the so-called "Server in the Sky" program..

    Looks like Drudge got it wrong, too. Currently running under the very misleading headline of "CONGRESS WANTS YOUR PAWS: Fingerprint Registry in Housing Bill..." (with the implication being that fingerprints are now required to get housing; e.g., see the above comment from someone who is apparently reading-impaired "Fingerprints for a home loan? Surely, the American people have gone to sleep and let tyranny into our house.")
  • Revolution. Be proactive & organize or join (now!).

    We shoudl ALL be sick of our gov's illegal legislations!
    Lobbied by the elites, no doubt, for the elites.

    The military give an oathe to defend the US Constitution. Is there any other reason that Ron Paul got more political support & contributions from the military than ALL other candidates combined?
  • After fingerprints it'll be DNA then well all get chipped,then the NWO will just rule every aspect of our life.
  • Congress just might want to spend a few minutes away from their normal routine of taking bribes and sleeping with hookers to create a test model. They could start off by taking their own fingerprints. Then after doing a self imposed criminal check on themselves, the 3 or 4 congressmen that don't end up in jail can expand the program to include the rest of the corrupt federal system.

    Anyway, the reality is...we don't need people control, we need congress control.
  • This is one more attempt by big government advocates to classify and identify all Americans in national databases. Although tabloid journalism often leads sensationalism and detail error, the basic issue here is the continued assault on privacy.
  • Lawyers must submit paw prints to their state bar have a professional license to practice law. Doctors must submit paw prints to have a professional license to practice medicine. Teachers, at least in Texas, must submit paw prints to certify their teaching certificate. Moonbats must submit their paw prints in order to professionally bash Bush. So, why shouldn't real estate brokers submit their paw prints to a State as a condition of license to sell real estate? Actually, in some States, this is already the practice.

    My only caveat: professional licenses are a State matter, and the US Congress should butt out and not FORCE States to enact legislation on conditional of access to Federal Highway Money.
  • Vote for Ron Paul and you'll get back the same freedoms your grandparents had. Enough is enough -- this is NOT North Korea and we are NOT destined to be a nation of serfs.
  • How can anyone with a lick of sense try to hang this on Bush. Congress is the LEGISLATIVE branch, Democrats control Congress and Democrats control this committee. Therefore this could never have passed without a majority of Democrats supporting it!
  • If you ever served in the armed forces. Everyone is required to give a DNA sample to identify the body parts.
    seems logical to me the FEDS are trying to stop the huge amount of mortgage fraud that went on during the housing boom with another stupid idea. I wouldn't submit, they better fight this one.
  • When I read the headline, I was outraged, but after reading the body of the article I began to see the logic to the action. This forces the borrower and lender to put fingerprints on the document that may one day be challenged in court. No longer will "that is not my signature" be allow as a defense if the person's fingerprint is beside his signature.
    The mortgage problem is set to cost us trillions of dollars because greedy homebuyers, who thought they were getting something for nothing by buying more house than they could afford, met up with greedy lenders who maximized their commissions by putting them in a mortgage that they knew would some day blow up into a giant mess. This establishes accountablity.
  • Too late, American Idol was more important to most of you at the time. What are you going to do about it? Just click on the next news story and pretend it doesn't exist and won't pertain to you. Of course, under the Homegrown Terrorism Act, any misdemeanor (including traffic offenses) can be considered an act of terror. Thus, anyone who commits a minor crime could be considered a suspected terrorist. Doubtful? Google "Florida passes HB 137, speeders face vehicle confiscation, prison time". Didn't see that one on drudge, did ya?
  • Posted by: POed - 05/23/2008

    This is not the Bush Administration

    You are stuoid and can't comprehend what you read. the DEMOCRAPS are doing this. But to you yahoo's Everything is Bush's fault. OH NO KITTY DIED MOM. W DID IT SON. GET A GRIP
  • Hey enough,


    Just another case of someone blaming bush just becuase they can. Dont you know who runs congress and the senate now? Sure isn't the republicans
  • valrico john said: "Went I was growing up in school and took civics class I was taught that the executive and legislative branches of government were independent from each other…has that changed?"

    Yep. They are now formally merged, and have placed themselves above theeople and theonstitution.
  • Most of us have been walking around like mummies. Wake up GIANT the Dems are running loose. Hey Hillary who rejected the drilling bills in the nintys that the Republicans drew up and voted in?????????????/

    Big Business and Big government has played us like a flute for 16 years. were learning the Clinton years was just a Island that wasn't even there.
  • As a gun owner all I can say is... "how does it feel?"
    These people "might" do something illegal so we have to know everything about them. This is the government liberals provide.
  • Will this affect Real Estate Appraisers as well?
  • Yeah I'm 43 never owned a pee shoter I am picking up my CZ75 B for my house today. You better get some heat because Pelosi's gas price will be $5.00 by the 4th of July. Good job with those votes Dems. Your all uninformed appeasers.

    I live in Illinois where government if fighting daily to take away our guns and they currently charge us .91 cents a gallon of gas. Lay off big oil and clean your own house.
  • Yeah I'm 43 never owned a pee shoter I am picking up my CZ75 B for my house today. You better get some heat because Pelosi's gas price will be $5.00 by the 4th of July. Good job with those votes Dems. Your all uninformed appeasers.

    I live in Illinois where government if fighting daily to take away our guns and they currently charge us .91 cents a gallon of gas. Lay off big oil and clean your own house.
  • Bush is the most dangerous enemy the United States has ever had. Just look at the shambles we are in because this man has spent his presidency protecting the assets of the wealthy at the expense of the United States and her people. Now he wants his prey, the people, registered and documented. This man has betrayed his people. May the Democrats win and end this insanity.
  • Has nothing to do with Bush American Man read the story over Dem so you can pick up on the small words and learn something.

    Drill Donkeys!!! The planet has cooled the last 10 years
  • Everyone blaming GWB needs to take a political timeout (last time I checked, Decmorats control Congress). Now, lets actually talk about the merits of this bill. It requires that those that work in the lending industry submit fingerprints. Oh, why so, you may ask? Because the lending industry is *FILLED* with (actual, not just metaphorical) ex-convicts. This is *NOT* a database for mom-and-pop or you. It's a database that is kept like a large number of states that require licensed professionals, including lawyers, to submit fingerprints. Why? Because occassionally, even "psychopath killer/rapist" Bob or "I'm going to steal your identity and money" Joe are intelligent enough to enter these industries. I.Q. and a propensity to commit crimes are not the same.
  • Once all of you get away from thinking there's a two party system in the United States, then your minds will be freed. We need to vote only for Constitutionally minded candidates and get away from "party politics". Voting for the lesser of two evils only results in one thing: still voting for evil!

    Regardless of the Republicrats or Demopublicans, this Congress, Justice System, and White House has continually eroded the rights of the American citizens since the days of FDR. Wake up people. It's the bankers that run the country and not the politicians. The politicians are nothing more than the puppets to the bankers.

    Have the heart of Toto and pull back the curtain to expose the wizard.
  • Hey American Man - you must not be from America because you would know that this is proposed by your Democrat controlled Congress. As far as shambles, isn't it amazing that our economy was going strong until the Democrats took over Congress two years ago. They are more he** bent on trying to bash Bush and destroy any legacy than trying to do what is right for America.

    If the Democrats win the White House (Obama) we are all going to be in trouble. Talk about individual rights, your Golden Child Obama has already tried telling the citizens what we can keep our thermostats on, what we can drive, what we can eat, what we can talk about, etc. He is just this side of a communist and is left of the worse President in history, Jimmy Carter.

    He hangs around known terrorists (William Ayers), racists ministers (Jeremiah Wright) and known criminals (Razko). Yes if the Democrats win, the insanity will not end it will only be beginning.
  • This is to "enough!".. Hey it's a DEMOCRAT controlled congress that is pushing this issue. Get over GWB. He's gone in 7 months. Too bad you'll still have to put up with a Republican in the white house. Obama?? please... do a reality check.
  • You guys are so caught up in this left-right paradigm. "Its the democrats", "NO ITS THE REPUBLICANS". Give me a break. Why not join together and replace all of them instead of in-fighting and pointing fingers? Do something about it, instead of defending your side.

    We are born with 2 hands, and those 2 hands are connected to the same brain. It is the same situation with the 2-party system. And yes, I am a registered republican.

    Don't you see that no matter who has the majority, no matter who is in office, you are still getting the same problem--- erosion of our civil liberties and a further devaluation of the dollar?

    Stand up and complain! Write letters! Run for office yourself! All of the elected officials are our public servants, not our gods. They answer to US-- WE THE PEOPLE.

    This will slowly become a database for mom-and-pop, and you and me. Just wait and see.
  • in florida ALL real estate agents ARE FINGERPRINTED in order to be licensed. wake up author of this story AND congress. already been done.
  • To "American Man".... you are a brainwashed fool. The Dems are Big Brother and you have fallen for their propaganda! It is liberals and dems who are more dangerous than even the islamic problem! Dems think GWB is the enemy while ignoring the real enemy. All this dem hate is a function of the Clinton Impeachment in the house. History will see this era similar to ....Clinton asleep at the wheel, while at the same time gutting intelligence led USA down the path we are on. George W Bush comes along and defends the USA and never waivers. GWB with his tax cuts overcomes the Clinton/Recession he in heriteed not to mention the million jobs lost in the USA on 9-12. George W spreads freedom and democracy around the world! WAKE THE F UP "AMERICAN MAN"! YOU ARE A BIG BROTHER ENABLER..all you need for a big brother situation is for the govt(dems) and the press to be in bed together. This makes for easier brainwashing of the slow witted(a crutial liberal and democrat party demographic).
  • OMG... the people posting about Bush being at fault for this issue are idiots! Can't liberals look at a fact and call it a fact?!

    The democrats are in control of both houses of congress. Congress passes legislation, NOT the administration!

    Stupid people are the ONLY problem this country has, and by posting ignorant statements you are proving to be part of the problem.

    ... and BTW, I thought SS numbers were "unique and individual" identifiers for us all... Oh, that's right, since we let all the Mexican illegals use other peoples numbers - so they are no longer unique OR individual.

    Back to our "problem"... please get an education before you post... Thanks!
  • Judging by the comments, I guess some of you really didn't read the article. The Bush administration got a bunch of flack for wanting to fingerprint terrorists and sharing it with other nations. The Democrats in Congress push through fingerprinting companies and workers that deal with home mortgages. Just wait till we have Comrade Obama in the White House!!
  • This is already required for a number of other professions in the financial industry, including stock brokers.
  • PJ, total agreement. Just this morning I was think that ballots should not have (R) and (D) by the candidates, but (I) -- for incumbent, so we could vote them out.

    About the fingerprints...maybe that belongs in the bill and maybe it doesn't, but since when are fingerprints "considered to be among the most personal of information"? I leave mine all over the place. Should I be wearing gloves?
  • Holly sh_t people wake up and lets get rid of these people in office, AND STOP ELECTING THE SAME! Obama, McCaine and Clinton are just the status quo. WAKE UP people and stop putting the same sh-t in office!
  • Its the start of the new world order with a national ID card - except this is not a card, its your fingerprints. Start it in an industry like banking with federal controls, extend it to other banking related industries, any program with federal funding, anyone working with children (to protect the children), and so on. Eventually they will get us all in their system. Why do they want this level of control? For one reason - money. They want tax dollars, and they want to stop all fraud. They also want to cut crime, and having fingerprints helps there. So it seems innocuous to the law-abiding, but its a very dangerous slippery slope.
  • I think the next logical step is to re-start the House UnAmerican Activities Committee and a Senate Committee along the same lines. It is unfortunate that we don't have Senator Joe McCarthy and Roy Cohn to work in this area, digging up the dirt of the leftest, environmental anarchists who are criminally responsible for all of this global warming and sub prime interest crime. They should all be jailed. We can catch them with the question under oath: "Are you now or have you ever been a crackpot environmental green lying commie?" If they answer no, then we have them for perjury!
  • IF ANY ONE IS INTERESTED, C. DODD WAS IN CHARGE OF THE BANKING COMMITTEE DURING THE CLINTON ADM. AND CHANGED THESE LAWS FOR HIS SUPPORTERS... THUS ENRON WAS ABLE TO HAPPEN. THESE SAME DEMS ARE UP IN ARMS ABOUT PHOTO AND/ OR FINGERPRINTS FOR VOTING. THEY SAY TOO INTRUSIVE, UNFAIR TO MINORITIES. BUT THEY ARE HAPPY TO SECRETLY INSERT FINGERPRINTS INTO A HOUSING BILL. I AM ALL FOR PHOTO ID FOR VOTING TO STOP THE FRAUD. TO USE YOUR CREDIT CARD OR CASH A CHECK YOU SHOW ID AND CAN BE ASKED TO LEAVE A FINGERPRINT. IT IS NOT LIKE YOU WAKE UP IN THE MORNING AND SOMEONE SAYS LETS HAVE AN ELECTION TODAY.
  • This is the boiling pot scenario. If you attempt to place a frog in a boiling pot of water, what will it do? It will inevitably jump out immeditaly. If you place the frog in a pot of cold water and slowly turn it up over time, the frog will notice and will be boiled to death. Homeland Security was created as that pot of cold water. Slowly and cunningly our rights our being taken away one by one. Be vigilent and informed.
  • FOR THOSE WHO ARE NOT FAMILIAR WITH CHRISTOPHER DODD, DURING THE CLINTON ADM, HE WAS HEAD OF BANKING AND CHANGED THOSE RULES AND WE GOT ENRON. THESE SAME DEMS ARE TOTALLY OPPOSED TO PHOTO AND/OR FINGERPRINTS FOR VOTING. LIB DEMS SAY IT IS TOO INTRUSIVE, ANTI MINORITY. DODD IS SNEAKING THIS INTO THE HOUSING BILL. A BILL UNNECESSARY IF THESE SAME PEOPLE HAD NOT FORCED MANY LENDING INDUSTRIES TO ACCEPT ANYONE 'CAUSE WE CAN'T DISCRIMINATE. EVEN IF THEY TOTALLY DO NOT QUALIFY. LOOK AT THE CONGRESSWOMAN FROM CALIF WHO WALKED OFF FROM HER 600000 MORTGAGE, THAT SHE WAS TOTALLY NOT QUALIFIED FOR.
  • Is the US government going to require the Chinese government --who the gov't. has been going into massive debt borrowing hand and fist from-- to submit fingerprints of its loan originators? Tyranny --like false teachers in the Church-- creeps in unawares.

    America, fast and pray for mercy from God. This is but one small issue of your overall spiritual problem.
  • the supreme court just declared picture id's valid to vote. we pay huge insurance and police fees each year because a small portion of our population deems preying on it's neighbors more appealing than work. i personally think a fingerprint should be your signature on all transactions, check writing, credit card validation, traffic ticket and arrest summons, voting, drivers licenses, green cards, visas and passports, insurance policies, welfare, social security, medicare/medicaid, hospital admissions. think how fast we could eliminate fraud crimes and disappearance of children by non-custodial parents if every interface with government were to be verified with fingerprints or retinal scans.
  • This kind of makes me laugh as I invented an approach to this that keeps government hands off such data yet provides 100% security at our airports and ends identity theft.

    Now if you want to get more angry, Washington D.C. at most levels have been aware of this solution since one month after the towers went down and have yet to seriously look at it.
  • When I hear this I always think of George Orwell. Its time to write your elected officials and advise them that you will vote them out of office and not support them because of bills like this. If you don't... I can guarantee it will only get worse. Remember, our elected officials are not too literate and most likely don't even read what they pass.
  • You want my fingerprints?! Not right now, thanks. Would you like some ammunition? I can send it your way...Get OUT OF MY Country! Evidently you don't know what America is! FO POS.
  • Line up to get your number people! Oh..you don't want to give your print, DNA, get a number, step this way to the re-education center.

    If we are going to do anything we better do it quick. It's almost too late!
  • So how will we handle the situation of a handicapped person who has lost both hands and works as a load originator? He has no fingerprints! Yet we must accomodate such persons if they are otherwise able to do the job.
  • Bin Laden and his bunch sound better all the time...
  • This finger printing provision is not just a "Bush" thing, but rather a "Government" thing. The Nature of governments are to ever increase their power and control over the lives of the citizens they lord over.

    This is just a case of a dog acting like a dog. This should not come as a surprise to anyone. Governments are what Governments do..............
  • The Democrats and Republicans have the same goals, they both want to ratchet up big government and eliminate the bill of rights. They play americans against each otehr on little issues, but on the big issues they work together to screw the american people...15% payroll tax...25%-39% income tax...gasoline taxes over 1$ per barrel. Intentionally destroying our education system to make the people dumber and more dependent...more easily conned into believing the WWF-worthy left-right charade. Don't buy into to it folks! the government is the enemey of the people tehy treat us liek slaves. The welthy elitel hide their money in tax free foundations and fancy tax shelters...only the middle 99% pay taxes. The top democrats and republicans get their agenda straight from the CFR(it is "bipartisian") and it is anti-american!
  • Shoot me. I can't take it any more.
  • 'The abuses of the Bush era...' Most people will see through this democrat's hypocrisy. President Bush had nothing to do with this Senate decision.
  • In all fairness, finger-printing is a growing requirement in many states to gain positions in selling insurance (i.e. - Florida, Arizona, etc.) as well as becoming a teacher to your children. While it smacks of "Big Brother", there are people out there who are not looking out for our best interests - be it our financial health or the wellbeing of our kids.

    That said, if there's a better way that wouldn't require a video of the past 20 years of someone's life... lets suggest it. What is a better idea, that is perceived as much less invasive into our privacy - yet protects us from scammers etc?

    Two-edged sword, but if we were a bit more proactive in offering better solutions, ones that we don't like might not get thrust upon us.

    Just a thought.

    Cheers.
  • Je